Credit union · NCUA insured
BayPort Credit Union Auto Loan Rates
BayPort Credit Union auto loans start at 5.09% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How BayPort Credit Union’s auto loan rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where BayPort Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
BayPort Credit Union
5.09%APR
- Terms
- 49–60 months
- Up to
- 17.99% APR
New 2025+ Under 10,000 Miles
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
State Employees' Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 7.50% APR
BayPort Credit Union auto loan score
76
Auto loan score
Higher than 42% of U.S. banks and credit unions
- New vehicleNew5.09%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where BayPort Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles - New 2025+ Under 10,000 Miles
New vehicles and motorcycles financed up to 100% of manufacturer's suggested retail price (MSRP).
| Terms | APR | Conditions |
|---|---|---|
| 12–48 months | 5.24%–17.99% | Daily periodic rate 0.0144% to 0.0493% |
| 49–60 months | 5.34%–17.99% | Daily periodic rate 0.0146% to 0.0493% |
| 61–66 months | 5.74%–17.99% | Daily periodic rate 0.0157% to 0.0493% |
| 67–75 months | 6.24%–17.99% | Daily periodic rate 0.0171% to 0.0493% |
| 76–84 months | 7.24%–17.99% | Daily periodic rate 0.0198% to 0.0493% |
Motorcycles - Used Over 6 Years Old
| Terms | APR | Conditions |
|---|---|---|
| 12–48 months | 6.64%–17.99% | Daily periodic rate 0.0182% to 0.0493% |
| 49–60 months | 6.74%–17.99% | Daily periodic rate 0.0185% to 0.0493% |
| 61–66 months | 7.14%–17.99% | Daily periodic rate 0.0196% to 0.0493% |
| 67–75 months | 7.64%–17.99% | Daily periodic rate 0.0209% to 0.0493% |
| 76–84 months | 8.64%–17.99% | Daily periodic rate 0.0237% to 0.0493% |
Sources (1)
- bayportcu.org/rates · captured Oct 15, 2026
Motorcycles - Used Up to 6 Years Old
| Terms | APR | Conditions |
|---|---|---|
| 12–48 months | 5.64%–17.99% | Daily periodic rate 0.0155% to 0.0493% |
| 49–60 months | 5.74%–17.99% | Daily periodic rate 0.0163% to 0.0493% |
| 61–66 months | 6.14%–17.99% | Daily periodic rate 0.0168% o 0.0493% |
| 67–75 months | 6.64%–17.99% | Daily periodic rate 0.0182% to 0.0493% |
| 76–84 months | 7.64%–17.99% | Daily periodic rate 0.0209% to 0.0493% |
Sources (1)
- bayportcu.org/rates · captured Oct 15, 2026
New 2025+ Under 10,000 Miles
New vehicles and motorcycles financed up to 100% of manufacturer’s suggested retail price (MSRP).
| Terms | APR | Conditions |
|---|---|---|
| 12–48 months | 4.99%–17.99% | Daily periodic rate 0.0137% to 0.0493% |
| 49–60 months | 5.09%–17.99% | Daily periodic rate 0.0139% to 0.0493% |
| 61–66 months | 5.49%–17.99% | Daily periodic rate 0.0150% to 0.0493% |
| 67–75 months | 5.99%–17.99% | Daily periodic rate 0.0164% to 0.0493% |
| 76–84 months | 6.99%–17.99% | Daily periodic rate 0.0192% to 0.0493% |
Used Over 6 Years Old
Used vehicles financed up to retail determined by NADA's guide. Financing terms available up to 84 months.
| Terms | APR | Conditions |
|---|---|---|
| 12–48 months | 6.39%–17.99% | Daily periodic rate 0.0175% to 0.0493% |
| 49–60 months | 6.49%–17.99% | Daily periodic rate 0.0178% to 0.0493% |
| 61–66 months | 6.89%–17.99% | Daily periodic rate 0.0189% to 0.0493% |
| 67–75 months | 7.39%–17.99% | Daily periodic rate 0.0202% to 0.0493% |
| 76–84 months | 8.39%–17.99% | Daily periodic rate 0.0230% to 0.0493% |
Used Up to 6 Years Old
Used vehicles financed up to retail determined by NADA's guide. Financing terms available up to 84 months.
| Terms | APR | Conditions |
|---|---|---|
| 12–48 months | 5.39%–17.99% | Daily periodic rate 0.0148% to 0.0493% |
| 49–60 months | 5.49%–17.99% | Daily periodic rate 0.0150% to 0.0493% |
| 61–66 months | 5.89%–17.99% | Daily periodic rate 0.0161% to 0.0493% |
| 67–75 months | 6.39%–17.99% | Daily periodic rate 0.0175% to 0.0493% |
| 76–84 months | 7.39%–17.99% | Daily periodic rate 0.0202% to 0.0493% |
Who can join BayPort Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.