Credit union · NCUA insured
BASF Chattanooga FCU Auto Loan Rates
BASF Chattanooga FCU auto loans start at 5.00% APR for a new vehicle and 7.14% for a used one. Rates checked October 15, 2026.
How BASF Chattanooga FCU’s auto loan rates compare
Compared with banks and credit unions near Chattanooga, TN-GA, where BASF Chattanooga FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
BASF Chattanooga FCU
5.00%APR
- Terms
- up to 60 months
- Up to
- 16.00% APR
New Vehicles
Lowest rate
Collegedale Credit Union
3.89%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Coosa Valley Credit Union
3.99%APR
- Terms
- —
- Up to
- —
BASF Chattanooga FCU auto loan score
74
Auto loan score
Higher than 37% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed7.14%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where BASF Chattanooga FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car
Maximum amount loaned to one family may not exceed 4% of current credit union assets. Will match rate of other bank or credit union down to 2% on new cars. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.99%–9.99% | — |
| up to 72 months | 6.35%–10.35% | — |
Sources (1)
- basfchattafcu.com/rates · captured Oct 5, 2026
New Motorcycle
Maximum amount loaned to one family may not exceed 4% of current credit union assets. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.99%–10.49% | — |
Sources (1)
- basfchattafcu.com/rates · captured Oct 5, 2026
New Vehicles
Financing 80% or less of vehicle value may qualify for a 0.50% rate discount from the applicable rate. Rate based on creditworthiness and term of loan. Boats and RVs listed under heading are excluded.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.00%–16.00% | Up to 15,000 miles. Credit score range: 500-850. Financing 80% or less of vehicle value may qualify for a 0.50% rate discount. Rate based on creditworthiness and term of loan. |
| up to 72 months | 5.50%–16.50% | Up to 15,000 miles. Credit score range: 500-850. Financing 80% or less of vehicle value may qualify for a 0.50% rate discount. Rate based on creditworthiness and term of loan. |
Sources (1)
- epbecu.org/rates · captured Oct 15, 2026
Used Car
Maximum amount loaned to one family may not exceed 4% of current credit union assets. Will match rate of other bank or credit union down to 3% on used cars. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.74%–10.74% | — |
| up to 60 months | 7.14%–11.14% | — |
Sources (1)
- basfchattafcu.com/rates · captured Oct 5, 2026
Used Motorcycle
Maximum amount loaned to one family may not exceed 4% of current credit union assets. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 7.99%–11.49% | — |
Sources (1)
- basfchattafcu.com/rates · captured Oct 5, 2026
Who can join BASF Chattanooga FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of BASF Corporation who work in or receive pay from Chattanooga, Tennessee are eligible for membership.
- Employees of BASF Chattanooga Federal Credit Union are eligible for membership.
- Persons retired as pensioners or annuitants from qualifying employment are eligible for membership.
Family and household
- Members of the immediate families of qualifying individuals are eligible for membership.
- Spouses of persons who died while within the field of membership of this credit union are eligible for membership.
Other ways
- Organizations of persons within the field of membership are eligible for membership.
Membership information collected October 5, 2026.