Credit union · NCUA insured
Coosa Valley Credit Union Auto Loan Rates
Coosa Valley Credit Union auto loans start at 3.99% APR for a new vehicle and 3.99% for a used one. Rates checked October 22, 2026.
How Coosa Valley Credit Union’s auto loan rates compare
Compared with banks and credit unions near Atlanta, GA, where Coosa Valley Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Coosa Valley Credit Union
3.99%APR
- Terms
- —
Auto Loans
Lowest rate
Go Energy Credit Union
3.59%APR
- Terms
- —
2nd-lowest rate
On The Grid Financial
3.75%APR
- Terms
- 49–60 months
Coosa Valley Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Coosa Valley Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
"As Low As" rates are based on approved credit and enrollment in direct deposit. Actual annual percentage rate may be higher depending on applicant's creditworthiness and other factors.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.99% | New Vehicles. Rate without direct deposit. Based on approved credit; actual APR may be higher based on creditworthiness. |
| — | 3.99% | New Vehicles. Requires enrollment in direct deposit. Based on approved credit; actual APR may be higher based on creditworthiness. |
| — | 7.50% | Used Vehicles 2022. Rate without direct deposit. Based on approved credit; actual APR may be higher based on creditworthiness. |
| — | 5.50% | Used Vehicles 2022. Requires enrollment in direct deposit. Based on approved credit; actual APR may be higher based on creditworthiness. |
| — | 7.75% | Used Vehicles 2021. Rate without direct deposit. Based on approved credit; actual APR may be higher based on creditworthiness. |
| — | 5.75% | Used Vehicles 2021. Requires enrollment in direct deposit. Based on approved credit; actual APR may be higher based on creditworthiness. |
| — | 8.00% | Used Vehicles 2020. Rate without direct deposit. Based on approved credit; actual APR may be higher based on creditworthiness. |
| — | 6.00% | Used Vehicles 2020. Requires enrollment in direct deposit. Based on approved credit; actual APR may be higher based on creditworthiness. |
| — | 8.49% | Older than 2020. Rate without direct deposit. Based on approved credit; actual APR may be higher based on creditworthiness. |
| — | 6.49% | Older than 2020. Requires enrollment in direct deposit. Based on approved credit; actual APR may be higher based on creditworthiness. |
| — | 3.55% | CVCU Owned Cars. Buyers must pay CVCU asking price of the vehicle to obtain discounted rate; otherwise standard rates and terms apply. |
Sources (4)
All captured Oct 15, 2026
Who can join Coosa Valley Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who reside in Bartow, Catoosa, Chattooga, Cherokee, Cobb, Dade, Floyd, Gordon, Haralson, Paulding, Polk, Walker, or Whitfield County.
- Eligibility is open to individuals who work in Bartow, Catoosa, Chattooga, Cherokee, Cobb, Dade, Floyd, Gordon, Haralson, Paulding, Polk, Walker, or Whitfield County.
Employers and groups
- Eligibility is open to businesses located in Bartow, Catoosa, Chattooga, Cherokee, Cobb, Dade, Floyd, Gordon, Haralson, Paulding, Polk, Walker, or Whitfield County.
Family and household
- Eligibility is open to family members of a current CVCU member.
Membership information collected October 4, 2026.