Credit union · NCUA insured
Collegedale Credit Union Auto Loan Rates
Collegedale Credit Union auto loans start at 3.89% APR for a new vehicle and 4.89% for a used one. Rates checked October 15, 2026.
How Collegedale Credit Union’s auto loan rates compare
Compared with banks and credit unions near Riverside, CA, where Collegedale Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Collegedale Credit Union
3.89%APR
- Terms
- —
New or Used Vehicle Loan
Lowest rate
Thinkwise Credit Union
3.49%APR
- Terms
- up to 60 months
3rd-lowest rate
REDLANDS CITY EMPLOYEES
4.25%APR
- Terms
- up to 60 months
Collegedale Credit Union auto loan score
92
Auto loan score
Higher than 93% of U.S. banks and credit unions
- New vehicleNew3.89%
- Used vehicleUsed4.89%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Collegedale Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New or Used Vehicle Loan
All loans subject to credit approval. Refinancing options available for vehicle loans through other lenders. Rates are based on credit history, terms of loan, payment type, and other potential conditions. Ask about our discounted rates for new model year vehicles.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.89% | Current year, <5,000 miles. Rates are based on credit history, terms of loan, payment type, and other potential conditions. 10 Days grace period for repayment. |
| — | 4.89% | Used Auto ≤99,999 miles. Rates are based on credit history, terms of loan, payment type, and other potential conditions. 10 Days grace period for repayment. |
| — | 6.89% | Used Auto ≥100,000 miles. Rates are based on credit history, terms of loan, payment type, and other potential conditions. 10 Days grace period for repayment. |
Sources (3)
All captured Oct 15, 2026
Who can join Collegedale Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals within the credit union's zip code area.
Employers and groups
- Membership is open to employees of an SDA employer or SDA institution.
Family and household
- Membership is open to immediate family members of Seventh-day Adventist Church members and relatives of existing Collegedale Credit Union members.
Other ways
- Membership is open to any Seventh-day Adventist Church member worldwide.
Membership information collected October 5, 2026.