Bank · FDIC insured
Bank of America
A $2.7T bank, the 2nd largest of 4,207, headquartered in Charlotte, NC, with 3,816 branches in 39 states. Best rates: CDs 4.11% and savings 0.04% APY.
Bank of America Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#135 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of America
- Headquarters
- 100 N Tryon St, Charlotte, NC 28202
- FDIC certificate
- 3510 ↗
Branches
3,816 branches in 39 states
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California
684 branchesFlorida
414 branchesTexas
313 branchesNew York
250 branchesNew Jersey
179 branchesMassachusetts
146 branchesGeorgia
130 branchesIllinois
120 branchesWashington
119 branchesMaryland
114 branchesNorth Carolina
107 branchesArizona
104 branchesVirginia
98 branchesConnecticut
82 branchesMichigan
72 branchesPennsylvania
72 branchesSouth Carolina
61 branchesTennessee
53 branchesNevada
52 branchesOhio
52 branchesMissouri
50 branchesColorado
36 branchesOregon
35 branchesUtah
29 branchesKansas
24 branchesRhode Island
24 branches
- Barrington Branch257 County Rd, Barrington, RI 02806Directions
- Central Falls Branch375 Broad St, Central Falls, RI 02863Directions
- Cranston - Garden City Branch201 Hillside Rd, Cranston, RI 02920Directions
- Cranston Branch1000 Park Ave, Cranston, RI 02910Directions
- West Cranston Branch260 Atwood Ave, Cranston, RI 02920Directions
- Chapel Four Corners Branch2061 Diamond Hill Rd, Cumberland, RI 02864Directions
- Taunton Avenue Branch218 Taunton Ave, East Providence, RI 02914Directions
- Greenville Branch440 Putnam Pike, Greenville, RI 02828Directions
- Johnston Branch1491 Atwood Ave, Johnston, RI 02919Directions
- Middletown Branch530 E Main Rd, Middletown, RI 02842Directions
- North Kingstown Branch6725 Post Rd, North Kingstown, RI 02852Directions
- Mineral Spring Branch1625 Mineral Spring Ave, North Providence, RI 02904Directions
- Hope Street Branch814 Hope St, Providence, RI 02906Directions
- Kennedy Plaza Branch100 Westminster St Ste 1050, Providence, RI 02903Directions
- Olneyville Square Branch661 Broadway, Providence, RI 02909Directions
- Providence Branch215 Atwells Ave, Providence, RI 02903Directions
- Providence Pwm Branch1 Financial Plz, Providence, RI 02903Directions
- Thayer Street Branch271 Thayer Street, Providence, RI 02906Directions
- Washington Park Branch1473 Broad St, Providence, RI 02905Directions
- Wakefield Branch4 Old Tower Hill Rd, Wakefield, RI 02879Directions
- Bald Hill Branch900 Bald Hill Rd, Warwick, RI 02886Directions
- Hoxsie Branch50 W Shore Rd, Warwick, RI 02889Directions
- Westerly Branch9 Franklin St, Westerly, RI 02891Directions
- Cummings Way Branch25 John A Cummings Way, Woonsocket, RI 02895Directions
Minnesota
23 branchesDistrict of Columbia
22 branchesOklahoma
18 branchesArkansas
16 branchesIndiana
16 branchesNew Mexico
16 branchesNew Hampshire
15 branchesMaine
12 branchesKentucky
8 branchesDelaware
7 branchesIdaho
6 branchesIowa
4 branchesNebraska
4 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.11% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.65% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.13% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $57 | $85 | — |
- CapitalLeverage ratio7.11%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.65%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.13%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$57Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of America are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.