Bank · FDIC insured
Bank of America
A $2.7T bank, the 2nd largest of 4,207, headquartered in Charlotte, NC, with 3,816 branches in 39 states. Best rates: CDs 4.11% and savings 0.04% APY.
Bank of America Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#135 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of America
- Headquarters
- 100 N Tryon St, Charlotte, NC 28202
- FDIC certificate
- 3510 ↗
Branches
3,816 branches in 39 states
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California
684 branchesFlorida
414 branchesTexas
313 branchesNew York
250 branchesNew Jersey
179 branchesMassachusetts
146 branchesGeorgia
130 branchesIllinois
120 branchesWashington
119 branchesMaryland
114 branchesNorth Carolina
107 branchesArizona
104 branchesVirginia
98 branchesConnecticut
82 branchesMichigan
72 branchesPennsylvania
72 branchesSouth Carolina
61 branchesTennessee
53 branchesNevada
52 branchesOhio
52 branchesMissouri
50 branchesColorado
36 branchesOregon
35 branchesUtah
29 branchesKansas
24 branchesRhode Island
24 branchesMinnesota
23 branches
- Apple Valley Branch7510 147th St W, Apple Valley, MN 55124Directions
- Blaine Branch12405 Ulysses St Ne, Blaine, MN 55434Directions
- Oxboro Branch611 W 98th St, Bloomington, MN 55420Directions
- Southtown Branch7901 Penn Avenue South, Bloomington, MN 55431Directions
- Shingle Creek Crossing Branch2545 County Road 10, Brooklyn Center, MN 55430Directions
- Northdale Branch3205 Northdale Blvd Nw, Coon Rapids, MN 55448Directions
- Eden Prairie Branch12300 Castlemoor Drive, Eden Prairie, MN 55344Directions
- Edina Branch6868 France Ave S, Edina, MN 55435Directions
- Fridley Branch5400 Central Ave Ne, Fridley, MN 55421Directions
- Hopkins Branch510 Blake Rd N, Hopkins, MN 55343Directions
- Maple Grove Branch12728 Elm Creek Blvd N, Maple Grove, MN 55369Directions
- Maplewood Square Branch3035 White Bear Avenue N, Maplewood, MN 55109Directions
- Ids Skyway Branch80 S 8th St, Minneapolis, MN 55402Directions
- Uptown Branch2700 Hennepin Ave, Minneapolis, MN 55408Directions
- Ridgedale Branch1808 Plymouth Rd, Minnetonka, MN 55305Directions
- Oak Park Heights Branch5990 Nova Scotia Avenue North, Oak Park Heights, MN 55082Directions
- Roseville Branch1761 County Road C W, Roseville, MN 55113Directions
- Central Park Commons Branch3385 Central Park Village Dr, St. Paul, MN 55121Directions
- Highland Village Branch2044 Ford Pkwy, St. Paul, MN 55116Directions
- Midway Branch1636 University Ave W, St. Paul, MN 55104Directions
- Phalen Branch1212 Prosperity Avenue, St. Paul, MN 55106Directions
- West St. Paul Branch1994 Robert St S, West St. Paul, MN 55118Directions
- Woodbury Branch355 Radio Dr, Woodbury, MN 55125Directions
District of Columbia
22 branchesOklahoma
18 branchesArkansas
16 branchesIndiana
16 branchesNew Mexico
16 branchesNew Hampshire
15 branchesMaine
12 branchesKentucky
8 branchesDelaware
7 branchesIdaho
6 branchesIowa
4 branchesNebraska
4 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.11% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.65% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.13% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $57 | $85 | — |
- CapitalLeverage ratio7.11%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.65%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.13%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$57Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of America are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.