Bank · FDIC insured
Bank of America
A $2.7T bank, the 2nd largest of 4,207, headquartered in Charlotte, NC, with 3,816 branches in 39 states. Best rates: CDs 4.11% and savings 0.04% APY.
Bank of America Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#135 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of America
- Headquarters
- 100 N Tryon St, Charlotte, NC 28202
- FDIC certificate
- 3510 ↗
Branches
3,816 branches in 39 states
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California
684 branchesFlorida
414 branchesTexas
313 branchesNew York
250 branchesNew Jersey
179 branchesMassachusetts
146 branchesGeorgia
130 branchesIllinois
120 branchesWashington
119 branchesMaryland
114 branchesNorth Carolina
107 branches
Charlotte area · 41
- Bank of America, National AssociationMain office100 N Tryon St, Charlotte, NC 28202Directions
- Belmont Branch645 Park St, Belmont, NC 28012Directions
- Albemarle Road Branch6425 Albemarle Rd, Charlotte, NC 28212Directions
- Arboretum Branch7921 Providence Road, Charlotte, NC 28277Directions
- Ballantyne Branch13805 Conlan Cir, Charlotte, NC 28277Directions
- Beatties Ford Branch2249 Beatties Ford Rd, Charlotte, NC 28216Directions
- Blakeney Crossing Branch9923 Rea Rd, Charlotte, NC 28277Directions
- Callabridge Landing Branch9715 Callabridge Ct, Charlotte, NC 28216Directions
- Center City Branch301 S Kings Dr, Charlotte, NC 28204Directions
- Cotswold Branch4401 Randolph Rd, Charlotte, NC 28211Directions
- Freedom Drive Branch2405 Freedom Dr, Charlotte, NC 28208Directions
- Independence Square East Branch7207 E Independence Blvd, Charlotte, NC 28227Directions
- Legacy Union Branch620 S Tryon St, Charlotte, NC 28202Directions
- Mint Hill Branch8008 Blair Rd, Charlotte, NC 28227Directions
- Myers Park Branch751 Providence Rd, Charlotte, NC 28207Directions
- Noda Branch110 East 36th Street, Suite 4, Charlotte, NC 28206Directions
- Park Road Branch4535 Park Rd, Charlotte, NC 28209Directions
- Rea Village Branch11315 Golf Links Dr N, Charlotte, NC 28277Directions
- South End Branch212 Iverson Way, Charlotte, NC 28203Directions
- Southpark Branch6200 Fairview Rd, Charlotte, NC 28210Directions
- Starmount Branch5801 South Blvd, Charlotte, NC 28217Directions
- Steele Creek Branch12930 S Tryon St, Charlotte, NC 28278Directions
- University City Branch8551 Highway 29, Charlotte, NC 28262Directions
- Coddle Creek Village Branch368 George W Liles Pkwy Nw, Concord, NC 28027Directions
- Concord Mills Branch8656 Concord Mills Blvd, Concord, NC 28027Directions
- Cornelius Branch20005 W Catawba Ave, Cornelius, NC 28031Directions
- Waterside Crossing Branch119 Cross Center Rd, Denver, NC 28037Directions
- Gastonia Main Branch355 S New Hope Rd, Gastonia, NC 28054Directions
- Gastonia West Branch2401 W Franklin Blvd, Gastonia, NC 28052Directions
- Northcross Branch9611 Holly Point Dr, Huntersville, NC 28078Directions
- Northlite Branch2271 Spider Dr, Kannapolis, NC 28083Directions
- Lincolnton Main Branch213 S Aspen St, Lincolnton, NC 28092Directions
- Matthews Branch3220 Weddington Rd, Matthews, NC 28105Directions
- Hilltop Plaza Branch901 E Roosevelt Blvd, Monroe, NC 28112Directions
- Monroe Mall Branch1795 Dickerson Blvd, Monroe, NC 28110Directions
- Mooresville Main Branch314 N Main St, Mooresville, NC 28115Directions
- Mooresville West Branch155 Town Center Dr, Mooresville, NC 28117Directions
- Carolina Place Branch9505 Pineville Matthews Rd, Pineville, NC 28134Directions
- Salisbury Main Branch500 W Innes St, Salisbury, NC 28144Directions
- Signal Hill Branch1616 E Broad St, Statesville, NC 28625Directions
- Wesley Chapel Branch5935 Weddington Rd, Wesley Chapel, NC 28104Directions
Raleigh area · 20
- Apex Branch5496 Apex Peakway, Apex, NC 27502Directions
- Cornerstone Branch1931 High House Rd, Cary, NC 27519Directions
- Harrison Avenue Branch1001 Saint Charles Pl, Cary, NC 27513Directions
- Parkside Commons Branch7109 Okelly Chapel Rd, Cary, NC 27519Directions
- Waverly Place Branch317 Colonades Way, Cary, NC 27518Directions
- Clayton Corners Branch11601 Us 70 Hwy W, Clayton, NC 27520Directions
- Fuquay Crossing Branch1335 E Broad St, Fuquay-Varina, NC 27526Directions
- Garner Branch547 Benson Rd, Garner, NC 27529Directions
- Holly Springs Branch195 Grand Hill Pl, Holly Springs, NC 27540Directions
- Widewater'S Commons Branch6636 Us Highway 64 East, Knightdale, NC 27545Directions
- Alexander Place Branch7950 Brier Creek Pkwy, Raleigh, NC 27617Directions
- Capital Boulevard Branch5005 Capital Blvd, Raleigh, NC 27616Directions
- Crabtree Valley Branch4317 Glenwood Ave, Raleigh, NC 27612Directions
- Gateway Plaza Branch2441 Crabtree Blvd, Raleigh, NC 27604Directions
- North Hills Mall Branch4261 The Circle At North Hills St, Raleigh, NC 27609Directions
- Raleigh Pwm Branch4242 Six Forks Rd, Raleigh, NC 27609Directions
- Towne North Plaza Branch8371 Creedmoor Rd, Raleigh, NC 27613Directions
- Village District Branch321 Oberlin Rd, Raleigh, NC 27605Directions
- Wakefield Branch14500 Falls Of Neuse Rd, Raleigh, NC 27614Directions
- Gateway Commons Branch919 Gateway Commons Cir, Wake Forest, NC 27587Directions
Greensboro area · 10
- East Bessemer Branch1616 E Bessemer Ave, Greensboro, NC 27405Directions
- Four Seasons Branch2105 Pinecroft Rd, Greensboro, NC 27407Directions
- Friendly Center Branch629 Green Valley Rd, Greensboro, NC 27408Directions
- Green Valley Pwm Branch800 Green Valley Rd, Greensboro, NC 27408Directions
- Guilford College Branch700 College Rd, Greensboro, NC 27410Directions
- South Elm Street Branch1500 S Elm Eugene St, Greensboro, NC 27406Directions
- Westridge Square Branch3303 Battleground Ave, Greensboro, NC 27410Directions
- High Point Main Branch501 N Main St, High Point, NC 27260Directions
- Oak Hollow Branch2601 Eastchester Dr, High Point, NC 27265Directions
- Southwood Square Branch115 W Fairfield Rd, High Point, NC 27263Directions
Durham area · 7
- Carrboro Branch104 E Main St, Carrboro, NC 27510Directions
- Timberlyne Branch100 Banks Dr, Chapel Hill, NC 27514Directions
- University Mall Branch851 Willow Dr, Chapel Hill, NC 27514Directions
- Northgate Branch1515 N Gregson St, Durham, NC 27701Directions
- Research Triangle-Page Road Branch5421 Page Rd, Durham, NC 27703Directions
- South Square Branch3200 Shannon Rd, Durham, NC 27707Directions
- Woodcroft Branch4811 Hope Valley Rd, Durham, NC 27707Directions
Wilmington area · 6
- Carolina Beach Branch122 Harper Ave, Carolina Beach, NC 28428Directions
- Southport Branch5070 Southport Supply Rd Se, Southport, NC 28461Directions
- Village At Sunset Beach Branch7455 High Market St, Sunset Beach, NC 28468Directions
- Hanover Center Branch3305 Oleander Dr, Wilmington, NC 28403Directions
- Landfall Branch1325 Military Cutoff Rd, Wilmington, NC 28405Directions
- University Branch502 S College Rd, Wilmington, NC 28403Directions
Winston-Salem area · 6
- Kernersville Branch205 E Mountain St, Kernersville, NC 27284Directions
- Southgate Branch1023 Randolph St, Thomasville, NC 27360Directions
- Knollwood Pwm Branch380 Knollwood St, Winston-Salem, NC 27103Directions
- Northpoint Branch4001 University Pkwy, Winston-Salem, NC 27106Directions
- Parkway Plaza Branch1209 Silas Creek Pkwy, Winston-Salem, NC 27127Directions
- Stratford Road Trl Branch410 Knollwood St, Winston-Salem, NC 27103Directions
Asheville area · 5
- Biltmore Village Branch124 Hendersonville Rd, Asheville, NC 28803Directions
- North Asheville Branch892 Merrimon Ave, Asheville, NC 28804Directions
- Skyland Branch1896 Hendersonville Rd, Asheville, NC 28803Directions
- West Asheville Branch975 Patton Ave, Asheville, NC 28806Directions
- Hendersonville Branch707 N Main St, Hendersonville, NC 28792Directions
Fayetteville area · 3
- Cross Creek Branch503 Cross Creek Mall, Fayetteville, NC 28303Directions
- Village Drive Branch2901 Village Dr, Fayetteville, NC 28304Directions
- Southwind Branch1109 N Bragg Blvd, Spring Lake, NC 28390Directions
Greenville area · 2
- Hospital Branch2000 Stantonsburg Rd, Greenville, NC 27834Directions
- South Park Branch317 Greenville Blvd Se, Greenville, NC 27858Directions
Hickory area · 2
- Hickory Downtown Branch205 2nd St Nw, Hickory, NC 28601Directions
- Morganton Branch100 N Green St, Morganton, NC 28655Directions
Boone area · 1
- Boone Branch1800 Blowing Rock Rd, Boone, NC 28607Directions
Burlington area · 1
- Alamance Crossing Branch1688 Glidewell Dr, Burlington, NC 27215Directions
Jacksonville area · 1
- Country Club Road Branch1726 Country Club Rd, Jacksonville, NC 28546Directions
New Bern area · 1
- Twin Rivers Branch3131 M L King Jr Blvd, New Bern, NC 28562Directions
Pinehurst area · 1
- Southern Pines Branch105 W Morganton Rd, Southern Pines, NC 28387Directions
Arizona
104 branchesVirginia
98 branchesConnecticut
82 branchesMichigan
72 branchesPennsylvania
72 branchesSouth Carolina
61 branchesTennessee
53 branchesNevada
52 branchesOhio
52 branchesMissouri
50 branchesColorado
36 branchesOregon
35 branchesUtah
29 branchesKansas
24 branchesRhode Island
24 branchesMinnesota
23 branchesDistrict of Columbia
22 branchesOklahoma
18 branchesArkansas
16 branchesIndiana
16 branchesNew Mexico
16 branchesNew Hampshire
15 branchesMaine
12 branchesKentucky
8 branchesDelaware
7 branchesIdaho
6 branchesIowa
4 branchesNebraska
4 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.11% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.65% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.13% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $57 | $85 | — |
- CapitalLeverage ratio7.11%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.65%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.13%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$57Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of America are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.