Bank · FDIC insured
Bank of America
A $2.7T bank, the 2nd largest of 4,207, headquartered in Charlotte, NC, with 3,816 branches in 39 states. Best rates: CDs 4.11% and savings 0.04% APY.
Bank of America Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#135 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of America
- Headquarters
- 100 N Tryon St, Charlotte, NC 28202
- FDIC certificate
- 3510 ↗
Branches
3,816 branches in 39 states
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California
684 branchesFlorida
414 branchesTexas
313 branchesNew York
250 branchesNew Jersey
179 branchesMassachusetts
146 branchesGeorgia
130 branchesIllinois
120 branchesWashington
119 branchesMaryland
114 branchesNorth Carolina
107 branchesArizona
104 branchesVirginia
98 branchesConnecticut
82 branchesMichigan
72 branchesPennsylvania
72 branchesSouth Carolina
61 branchesTennessee
53 branchesNevada
52 branchesOhio
52 branchesMissouri
50 branchesColorado
36 branchesOregon
35 branchesUtah
29 branchesKansas
24 branchesRhode Island
24 branchesMinnesota
23 branchesDistrict of Columbia
22 branchesOklahoma
18 branchesArkansas
16 branchesIndiana
16 branches
Indianapolis area · 14
- Avon Branch6859 E Us Highway 36, Avon, IN 46123Directions
- Carmel Plaza Branch14933 Thatcher Lane, Carmel, IN 46032Directions
- Carmel West Branch11530 Illinois Street, Carmel, IN 46032Directions
- Fishers Branch9770 E 116th St, Fishers, IN 46037Directions
- Greenwood Branch649 S State Road 135, Greenwood, IN 46142Directions
- 10th And Oscar Robertson Branch531 Oscar Robertson Blvd, Indianapolis, IN 46202Directions
- Downtown Indianapolis Branch301 E Market St, Indianapolis, IN 46204Directions
- East Street Branch4155 S East St, Indianapolis, IN 46227Directions
- Keystone Crossing Branch8551 River Rd, Indianapolis, IN 46240Directions
- Linwood Square Branch4401 E 10th St, Indianapolis, IN 46201Directions
- Pendleton Pike Branch7606 Pendleton Pike, Indianapolis, IN 46226Directions
- Southport And Emerson Branch6925 S Emerson Ave, Indianapolis, IN 46237Directions
- Speedway Branch5640 Crawfordsville Rd, Speedway, IN 46224Directions
- Zionsville Branch10800 N Michigan Rd, Zionsville, IN 46077Directions
Louisville/Jefferson County area · 2
- Jeffersonville Branch4009 E 10th Street, Jeffersonville, IN 47130Directions
- New Albany State Street Branch2137 State Street, New Albany, IN 47150Directions
New Mexico
16 branchesNew Hampshire
15 branchesMaine
12 branchesKentucky
8 branchesDelaware
7 branchesIdaho
6 branchesIowa
4 branchesNebraska
4 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.11% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.65% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.13% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $57 | $85 | — |
- CapitalLeverage ratio7.11%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.65%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.13%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$57Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of America are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.