Bank · FDIC insured
Bank of America
A $2.7T bank, the 2nd largest of 4,207, headquartered in Charlotte, NC, with 3,816 branches in 39 states. Best rates: CDs 4.11% and savings 0.04% APY.
Bank of America Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#135 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of America
- Headquarters
- 100 N Tryon St, Charlotte, NC 28202
- FDIC certificate
- 3510 ↗
Branches
3,816 branches in 39 states
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California
684 branchesFlorida
414 branchesTexas
313 branchesNew York
250 branchesNew Jersey
179 branchesMassachusetts
146 branchesGeorgia
130 branchesIllinois
120 branchesWashington
119 branchesMaryland
114 branchesNorth Carolina
107 branchesArizona
104 branchesVirginia
98 branchesConnecticut
82 branchesMichigan
72 branchesPennsylvania
72 branchesSouth Carolina
61 branchesTennessee
53 branchesNevada
52 branchesOhio
52 branchesMissouri
50 branchesColorado
36 branchesOregon
35 branchesUtah
29 branchesKansas
24 branchesRhode Island
24 branchesMinnesota
23 branchesDistrict of Columbia
22 branchesOklahoma
18 branchesArkansas
16 branchesIndiana
16 branchesNew Mexico
16 branches
Albuquerque area · 11
- Carlisle Boulevard Branch3101 Carlisle Blvd Ne, Albuquerque, NM 87110Directions
- Coors Boulevard Branch2601 Coors Blvd Nw, Albuquerque, NM 87120Directions
- Corrales Branch1704 Highway 528 Nw, Albuquerque, NM 87114Directions
- East Lomas Branch5600 Lomas Blvd Ne, Albuquerque, NM 87110Directions
- Isleta Boulevard Branch3323 Isleta Blvd Sw, Albuquerque, NM 87105Directions
- Juan Tabo Branch2011 Juan Tabo, Boulevare N.E., Albuquerque, NM 87112Directions
- Los Ranchos Branch6603 4th St Nw, Albuquerque, NM 87107Directions
- Montgomery Boulevard Branch11201 Montgomery Blvd Ne, Albuquerque, NM 87111Directions
- Riverview Branch6645 Caminito Coors Nw, Albuquerque, NM 87120Directions
- San Mateo Boulevard Branch6201 San Mateo Blvd Ne, Albuquerque, NM 87109Directions
- Country Club Branch3101 Southern Blvd Se, Rio Rancho, NM 87124Directions
Santa Fe area · 3
- Santa Fe Main Branch1234 Saint Michaels Dr, Santa Fe, NM 87505Directions
- Santa Fe North Branch101 Paseo De Peralta, Santa Fe, NM 87501Directions
- Santa Fe South Branch4037 Rodeo Rd, Santa Fe, NM 87507Directions
Farmington area · 1
- Farmington Main Branch2200 E Main St, Farmington, NM 87401Directions
Las Cruces area · 1
- Telshor Branch691 S Telshor Blvd, Las Cruces, NM 88011Directions
New Hampshire
15 branchesMaine
12 branchesKentucky
8 branchesDelaware
7 branchesIdaho
6 branchesIowa
4 branchesNebraska
4 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.11% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.65% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.13% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $57 | $85 | — |
- CapitalLeverage ratio7.11%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.65%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.13%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$57Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of America are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.