Bank · FDIC insured
Bank of America
A $2.7T bank, the 2nd largest of 4,207, headquartered in Charlotte, NC, with 3,816 branches in 39 states. Best rates: CDs 4.11% and savings 0.04% APY.
Bank of America Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#135 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of America
- Headquarters
- 100 N Tryon St, Charlotte, NC 28202
- FDIC certificate
- 3510 ↗
Branches
3,816 branches in 39 states
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California
684 branchesFlorida
414 branchesTexas
313 branchesNew York
250 branchesNew Jersey
179 branchesMassachusetts
146 branchesGeorgia
130 branchesIllinois
120 branchesWashington
119 branchesMaryland
114 branchesNorth Carolina
107 branchesArizona
104 branchesVirginia
98 branchesConnecticut
82 branchesMichigan
72 branchesPennsylvania
72 branchesSouth Carolina
61 branchesTennessee
53 branchesNevada
52 branchesOhio
52 branches
Cincinnati area · 18
- Brentwood Plaza Branch8503 Winton Road, Cincinnati, OH 45231Directions
- Cobblewood Branch1198 Smiley Ave, Cincinnati, OH 45240Directions
- Eastgate Branch831 Eastgate South Dr, Cincinnati, OH 45245Directions
- Forestville Branch7765 Beechmont Ave, Cincinnati, OH 45255Directions
- Harrison And Rybolt Branch6570 Harrison Ave, Cincinnati, OH 45247Directions
- Hillcrest Branch1894 E Seymour Ave, Cincinnati, OH 45237Directions
- Hyde Park Plaza Branch3703 Paxton Ave, Cincinnati, OH 45209Directions
- Kenwood Branch7796 Montgomery Rd, Cincinnati, OH 45236Directions
- Mlk And Burnet Branch401 Martin Luther King Drive E, Cincinnati, OH 45229Directions
- Northgate Branch9720 Colerain Ave, Cincinnati, OH 45251Directions
- Tri County Branch11560 Princeton Pike, Cincinnati, OH 45246Directions
- Western Village Branch6123 Glenway Ave, Cincinnati, OH 45211Directions
- Fairfield Branch780 Nilles Rd, Fairfield, OH 45014Directions
- Loveland Branch4040 State Route 22 And 3, Loveland, OH 45140Directions
- Middletown Breiel Blvd Branch710 S Breiel Blvd, Middletown, OH 45044Directions
- Oxford Branch32 East High Street, Oxford, OH 45056Directions
- Crossings Of Beckett Branch7903 Crossings Of Beckett Dr, West Chester, OH 45069Directions
- West Chester Branch7400 Tylersville Rd, West Chester, OH 45069Directions
Cleveland area · 17
- Brunswick Branch3451 Center Rd, Brunswick, OH 44212Directions
- 117th And Western Branch3029 West 117th Street, Cleveland, OH 44111Directions
- Carnegie And 79th Branch2065 E 79th St, Cleveland, OH 44103Directions
- Ohio City Branch2069 W 25th St, Cleveland, OH 44113Directions
- Pwm Cleveland Branch1375 E 9th St, Cleveland, OH 44114Directions
- Euclid Branch22388 Lake Shore Blvd, Euclid, OH 44123Directions
- Mayfield Heights Branch1318 Som Center Rd, Mayfield Heights, OH 44124Directions
- Mentor Branch9571 Mentor Avenue, Mentor, OH 44060Directions
- North Royalton Branch5389 Royalton Rd, North Royalton, OH 44133Directions
- Parmatown Branch7635 W Ridgewood Dr, Parma, OH 44129Directions
- Fairview Park Branch21581 Center Ridge Rd, Rocky River, OH 44116Directions
- Shaker Heights Branch16450 Chagrin Blvd, Shaker Heights, OH 44120Directions
- Solon Branch34205 Aurora Road, Solon, OH 44139Directions
- Strongsville Branch16013 Pearl Rd, Strongsville, OH 44136Directions
- Crocker Park Branch130 Market Street, Westlake, OH 44145Directions
- Willoughby Branch36191 Euclid Avenue, Willoughby, OH 44094Directions
- Woodmere Branch27950 Chagrin Blvd, Woodmere, OH 44122Directions
Columbus area · 17
- Canal Winchester Branch6579 Winchester Blvd, Canal Winchester, OH 43110Directions
- Capital Square Branch20 E Broad St, Columbus, OH 43215Directions
- Eastmoor Branch3180 E Main St, Columbus, OH 43213Directions
- Georgesville Square Branch1580 Georgesville Square Dr, Columbus, OH 43228Directions
- Harrisburg Pike Branch1320 Harrisburg Pike, Columbus, OH 43223Directions
- High And 8th Branch1474 N High St, Columbus, OH 43201Directions
- High And Broadway Branch3399 N High St, Columbus, OH 43202Directions
- Morse And Karl Branch1650 Morse Rd, Columbus, OH 43229Directions
- New Albany Branch5438 N Hamilton Rd, Columbus, OH 43230Directions
- Third And Yard Branch855 West 3rd Avenue, Ste 100, Columbus, OH 43212Directions
- Hayden Crossing Branch4980 Cosgray Road, Dublin, OH 43016Directions
- Grove City Branch2336 Stringtown Rd, Grove City, OH 43123Directions
- Hilliard Branch1742 Hilliard Rome Rd, Hilliard, OH 43026Directions
- Lewis Center Branch8667 Columbus Pike, Lewis Center, OH 43035Directions
- Powell Branch9825 Sawmill Pkwy, Powell, OH 43065Directions
- State & Shrock Branch127 Westerville Plz, Westerville, OH 43081Directions
- Worthington Branch54 West Wilson Bridge Road, Worthington, OH 43085Directions
Missouri
50 branchesColorado
36 branchesOregon
35 branchesUtah
29 branchesKansas
24 branchesRhode Island
24 branchesMinnesota
23 branchesDistrict of Columbia
22 branchesOklahoma
18 branchesArkansas
16 branchesIndiana
16 branchesNew Mexico
16 branchesNew Hampshire
15 branchesMaine
12 branchesKentucky
8 branchesDelaware
7 branchesIdaho
6 branchesIowa
4 branchesNebraska
4 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.11% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.65% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.13% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $57 | $85 | — |
- CapitalLeverage ratio7.11%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.65%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.13%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$57Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of America are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.