Bank · FDIC insured
Bank of America
A $2.7T bank, the 2nd largest of 4,207, headquartered in Charlotte, NC, with 3,816 branches in 39 states. Best rates: CDs 4.11% and savings 0.04% APY.
Bank of America Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#135 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of America
- Headquarters
- 100 N Tryon St, Charlotte, NC 28202
- FDIC certificate
- 3510 ↗
Branches
3,816 branches in 39 states
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California
684 branchesFlorida
414 branchesTexas
313 branchesNew York
250 branchesNew Jersey
179 branchesMassachusetts
146 branchesGeorgia
130 branchesIllinois
120 branchesWashington
119 branchesMaryland
114 branchesNorth Carolina
107 branchesArizona
104 branchesVirginia
98 branchesConnecticut
82 branchesMichigan
72 branchesPennsylvania
72 branchesSouth Carolina
61 branchesTennessee
53 branchesNevada
52 branchesOhio
52 branchesMissouri
50 branches
St. Louis area · 30
- Ballwin Branch15115 Manchester Rd, Ballwin, MO 63011Directions
- Manchester Road Branch13999 Manchester Rd, Ballwin, MO 63011Directions
- Chesterfield Commons Branch16900 Chesterfield Airport Rd, Chesterfield, MO 63005Directions
- Forsyth Clayton Branch8100 Forsyth Blvd, Clayton, MO 63105Directions
- Pwm St. Louis Branch7676 Forsyth Blvd, Clayton, MO 63105Directions
- Fern Ridge Parkway Branch1200 Fern Ridge Pkwy, Creve Coeur, MO 63141Directions
- Clarkson Branch15886 Clayton Rd, Ellisville, MO 63011Directions
- Fenton Commons Branch707 Gravois Rd, Fenton, MO 63026Directions
- Festus Branch998 E Gannon Dr, Festus, MO 63028Directions
- Mayfair Plaza Branch6950 Parker Rd, Florissant, MO 63033Directions
- New Halls Ferry Branch14300 New Halls Ferry Rd, Florissant, MO 63033Directions
- Hazelwood Branch7601 N Lindbergh Blvd, Hazelwood, MO 63042Directions
- Highway K And Fallon Parkway Branch110 Fallon Loop Rd, O'Fallon, MO 63368Directions
- Olivette Branch9629 Olive Blvd, Olivette, MO 63132Directions
- St. Charles Branch1311 S 5th St, St. Charles, MO 63301Directions
- Concord Village Branch5353 S Lindbergh Blvd, St. Louis, MO 63126Directions
- Dunn Road Branch2621 Dunn Rd, St. Louis, MO 63136Directions
- Halls Ferry Circle Office Branch9075 Goodfellow Blvd, St. Louis, MO 63147Directions
- Hampton Main Branch4301 Hampton Ave, St. Louis, MO 63109Directions
- Ladue Branch10263 Clayton Rd, St. Louis, MO 63124Directions
- Lemay Ferry Road Branch4495 Lemay Ferry Rd, St. Louis, MO 63129Directions
- Lindell Branch4625 Lindell Blvd, St. Louis, MO 63108Directions
- Northwestern Branch1500 Saint Louis Ave, St. Louis, MO 63106Directions
- Plaza - St. Louis Branch800 Market St, St. Louis, MO 63101Directions
- St. John Branch8944 Saint Charles Rock Rd, St. Louis, MO 63114Directions
- Sunset Hills Branch10230 Watson Rd, St. Louis, MO 63127Directions
- Westport - St. Louis Branch2200 West Port Plaza Dr, St. Louis, MO 63146Directions
- Harvester Branch1555 Jungermann Rd, St. Peters, MO 63376Directions
- Mid Rivers Branch200 Mid Rivers Mall Cir, St. Peters, MO 63376Directions
- Wentzville Parkway Branch1200 W Pearce Blvd, Wentzville, MO 63385Directions
Kansas City area · 14
- Belton Branch1818 E North Ave, Belton, MO 64012Directions
- Blue Springs South Branch1104 Sw St Hwy 7, Blue Springs, MO 64014Directions
- Eastland - Independence Branch18820 East Us 40 Highway, Independence, MO 64055Directions
- Independence I - 70 Branch4041 S Lynn Ct Dr, Independence, MO 64055Directions
- Barry Rd. And N. Oak Branch8320 N Oak Trfy, Kansas City, MO 64118Directions
- Barry Road At Zona Rosa Branch8351 Nw Prairie View Rd, Kansas City, MO 64151Directions
- Carondelet Branch10731 State Line Rd, Kansas City, MO 64114Directions
- Country Club Plaza Branch451 W 47th St, Kansas City, MO 64112Directions
- Stateline Station Branch1210 W 135th Ter, Kansas City, MO 64145Directions
- Watkins Crossing Branch6320 Prospect Ave, Kansas City, MO 64132Directions
- Lee'S Summit-Langsford Branch911 E Langsford Rd, Lee's Summit, MO 64063Directions
- Liberty Fountain Branch700 S State Route 291, Liberty, MO 64068Directions
- Rockcreek Branch2260 Armour Rd, North Kansas City, MO 64116Directions
- Raytown - 350 Highway Branch10100 E Highway 350, Raytown, MO 64138Directions
Springfield area · 4
- Highway M Branch4141 S Campbell Ave, Springfield, MO 65807Directions
- Kearney Branch633 W Kearney St, Springfield, MO 65803Directions
- South Glenstone Branch2940 S Glenstone Ave, Springfield, MO 65804Directions
- West Sunshine Branch710 W Sunshine St, Springfield, MO 65807Directions
Columbia area · 2
- Columbia Downtown Branch800 Cherry St, Columbia, MO 65201Directions
- Columbia South Branch3701 S Providence Rd, Columbia, MO 65203Directions
Colorado
36 branchesOregon
35 branchesUtah
29 branchesKansas
24 branchesRhode Island
24 branchesMinnesota
23 branchesDistrict of Columbia
22 branchesOklahoma
18 branchesArkansas
16 branchesIndiana
16 branchesNew Mexico
16 branchesNew Hampshire
15 branchesMaine
12 branchesKentucky
8 branchesDelaware
7 branchesIdaho
6 branchesIowa
4 branchesNebraska
4 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.11% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.65% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.13% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $57 | $85 | — |
- CapitalLeverage ratio7.11%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.65%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.13%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$57Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of America are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.