Credit union · NCUA insured
Ascentra Auto Loan Rates
Ascentra auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 16, 2026.
How Ascentra’s auto loan rates compare
Compared with banks and credit unions near Davenport, IA-IL, where Ascentra has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Ascentra
4.74%APR
- Terms
- 24–60 months
- Discount
- Included in the rate
Vehicle Loans
Lowest rate
Gas & Electric Credit Union
4.40%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
2nd-lowest rate
Moline Municipal Credit Union
4.40%APR
- Terms
- up to 60 months
- Discount
- None included
Ascentra auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Ascentra ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle Loans
| Terms | APR | Conditions |
|---|---|---|
| — | 4.74%–6.49% | Applies to 2017-2026 model years. Rate based on approved credit. |
| — | 8.74%–9.24% | Applies to 2016 or older model years. Rate based on approved credit. |
Vehicle Loans
Rate based on approved credit. Current rate as low as 4.74% APR for 60 months on 2024 or newer vehicle, includes automatic payment rate discount. Rate subject to change. Limited time offer.
| Terms | APR | Conditions |
|---|---|---|
| 24–60 months | 4.74% | APR as low as 4.74% for 2024-2026 vehicles. Includes automatic payment rate discount. Rate based on approved credit. |
| up to 72 months | 4.99%–5.24% | APR 4.99 - 5.24% for 2023-2026 vehicles. Rate based on approved credit. |
| up to 84 months | 5.24% | APR 5.24% for 2025-2026 vehicles. Rate based on approved credit. |
| 24–60 months | 4.99%–5.24% | APR 4.99 - 5.24% for 2022-2023 vehicles. Rate based on approved credit. |
| 24–48 months | 5.49%–5.74% | APR 5.49 - 5.74% for 2019-2021 vehicles. Rate based on approved credit. |
| 24–48 months | 6.24%–6.49% | APR 6.24 - 6.49% for 2017-2018 vehicles. Rate based on approved credit. |
| 24–36 months | 8.74%–9.24% | APR 8.74 - 9.24% for 2016 or older vehicles. Rate based on approved credit. |
Who can join Ascentra
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.