Credit union · NCUA insured
Ascentra Credit Card Rates
Ascentra credit card rates start at 9.88% APR. Rates checked October 16, 2026.
How Ascentra’s credit card rates compare
Compared with banks and credit unions near Davenport, IA-IL, where Ascentra has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Ascentra
– –
No ongoing APR published
Lowest rate
IH Mississippi Valley Credit Union
7.90%APR
2nd-lowest rate
Gas & Electric Credit Union
8.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Ascentra Visa Credit Card
No annual fee. No balance transfer fee. Standard APR based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.99% | None | Introductory APR for six months on balance transfers. Standard APR applies after 6 months or if you make a late payment. |
| Ongoing | 9.88%–17.88% | None | Standard APR for balance transfers after the 6-month introductory period, based on creditworthiness. |
Sources (2)
All captured Oct 5, 2026
Who can join Ascentra
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.