Credit union · NCUA insured
Arkansas Best FCU Savings Rates
Arkansas Best FCU’s best savings rate is 1.00% APY on $10,000, with its Special Shares. Rates checked October 22, 2026.
How Arkansas Best FCU’s savings rates compare
Compared with banks and credit unions near Fort Smith, AR-OK, where Arkansas Best FCU has the most branches. $10,000, best rate first.
This credit union’s best
Arkansas Best FCU
1.00%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $100
Special Shares
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
United Federal Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $300
Arkansas Best FCU savings score
84
Savings score
Higher than 68% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Arkansas Best FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special Shares
1.00%APY
Requires a minimum opening deposit and minimum balance of $10,000.00 to earn stated APY. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 and upRequires $10,000.00 minimum opening balance and minimum balance to earn stated APY. Fees may reduce earnings.$10,000 and up | 1.00% | $100 | Requires $10,000.00 minimum opening balance and minimum balance to earn stated APY. Fees may reduce earnings. |
Sources (1)
- abfcu.org/rates · captured Oct 4, 2026
Regular Shares
0.35%APY
Membership in Arkansas Best FCU required. Savings are called shares; accounts are NCUA insured up to $250,000. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFees may reduce earnings.Any balance | 0.35% | $35 | Fees may reduce earnings. |
Special-purpose accounts
IRA Shares
1.00%APY
Membership required. Traditional and Roth IRA savings plans available with a simple application. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional or Roth tax treatment options. Fees may reduce earnings.Any balance | 1.00% | $100 | Traditional or Roth tax treatment options. Fees may reduce earnings. |
Christmas Savings
0.35%APY
Specialty savings account for holiday savings. Deposits can be made throughout the year; withdrawals are available from November 1 through December 31 upon request. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceWithdrawals available from November 1 through December 31 as requested. Fees may reduce earnings.Any balance | 0.35% | $35 | Withdrawals available from November 1 through December 31 as requested. Fees may reduce earnings. |
Vacation Savings
0.35%APY
Specialty savings account to save for trips, events, or separate savings. Withdrawals are available upon request. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceWithdrawals available upon request. Fees may reduce earnings.Any balance | 0.35% | $35 | Withdrawals available upon request. Fees may reduce earnings. |
Who can join Arkansas Best FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.