Credit union · NCUA insured
Arkansas Best FCU Credit Card Rates
Arkansas Best FCU credit cards start at 11.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Arkansas Best FCU’s credit card rates compare
Compared with banks and credit unions near Fort Smith, AR-OK, where Arkansas Best FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Arkansas Best FCU
11.50%APR
- Up to
- 18.25% APR
Visa Low Rate
Lowest rate
River Town Federal Credit Union
10.90%APR
- Up to
- —
3rd-lowest rate
Multi-States Credit Union
13.50%APR
- Up to
- —
Arkansas Best FCU credit card score
75
Credit card score
Higher than 40% of U.S. banks and credit unions
- Purchase APRPurchase APR11.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Arkansas Best FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Builder
Secured with shares. Same interest rate for everyone. Annual fee of $24 charged over 12 months ($2 monthly). APR varies with the market based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | $24 | Variable APR based on Prime Rate. Same interest rate for everyone. Applies to purchases, balance transfers, and cash advances. Annual fee charged as $2 monthly. |
Visa Low Rate
No annual fee. APR varies with the market based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.25%–18.00% | None | Rate based on creditworthiness. Variable APR based on Prime Rate. Applies to purchases, balance transfers, and cash advances. |
Visa Rewards
No annual fee. Automatic enrollment in rewards program earning 1.5 points per dollar spent. APR varies with the market based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75%–18.00% | None | Rate based on creditworthiness. Variable APR based on Prime Rate. Applies to purchases, balance transfers, and cash advances. |
Who can join Arkansas Best FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.