Credit union · NCUA insured
Arkansas Best FCU Auto Loan Rates
Arkansas Best FCU auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 22, 2026.
How Arkansas Best FCU’s auto loan rates compare
Compared with banks and credit unions near Fort Smith, AR-OK, where Arkansas Best FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Arkansas Best FCU
4.74%APR
- Terms
- up to 72 months
- Up to
- 18.00% APR
- Discount
- None included
New and Used Autos
Lowest rate
Multi-States Credit Union
3.49%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
River Town Federal Credit Union
4.50%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- Included in the rate
Arkansas Best FCU auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Arkansas Best FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Autos
Rate is risk-based and determined by creditworthiness and loan term. Eligible for a 0.25% discount with automatic payment from an Arkansas Best Federal Credit Union account. Rates on collateralized loans can be reduced by 0.25% for every 10% of equity in collateral at the time the loan is made up to a maximum 0.50% reduction.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.24%–18.00% | Rate is risk-based on creditworthiness. Eligible for a 0.25% discount with automatic payment from an ABFCU account. Collateral equity discount up to 0.50% available. |
| up to 48 months | 4.49%–18.00% | Rate is risk-based on creditworthiness. Eligible for a 0.25% discount with automatic payment from an ABFCU account. Collateral equity discount up to 0.50% available. |
| up to 72 months | 4.74%–18.00% | Rate is risk-based on creditworthiness. Eligible for a 0.25% discount with automatic payment from an ABFCU account. Collateral equity discount up to 0.50% available. |
| up to 84 months | 5.49%–18.00% | Rate is risk-based on creditworthiness. Eligible for a 0.25% discount with automatic payment from an ABFCU account. Collateral equity discount up to 0.50% available. |
Who can join Arkansas Best FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.