Bank · FDIC insured
American Bank & Trust Auto Loan Rates
American Bank & Trust auto loans start at 6.38% APR for a new vehicle and 6.50% for a used one. Rates checked October 16, 2026.
How American Bank & Trust’s auto loan rates compare
Compared with banks and credit unions near Davenport, IA-IL, where American Bank & Trust has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
American Bank & Trust
6.38%APR
- Terms
- up to 72 months
- Discount
- None included
Auto Loans
Lowest rate
Gas & Electric Credit Union
4.40%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
2nd-lowest rate
Moline Municipal Credit Union
4.40%APR
- Terms
- up to 60 months
- Discount
- None included
American Bank & Trust auto loan score
63
Auto loan score
Higher than 9% of U.S. banks and credit unions
- New vehicleNew6.38%
- Used vehicleUsed6.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where American Bank & Trust ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Applicants must be at least 18 years of age. APRs based on vehicle year, automatic loan payments from an AMBank deposit account, and a 731 credit score. Offers subject to credit approval. Financing up to 100% of the cost for up to 72 months based on year of the vehicle and credit history.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.38% | Vehicle year: NEW. Based on automatic loan payments from an AMBank deposit account and a 731 credit score. |
| up to 60 months | 6.50% | Vehicle year: 2023-2025. Based on automatic loan payments from an AMBank deposit account and a 731 credit score. |
| up to 48 months | 7.00% | Vehicle year: 2020 - 2022. Based on automatic loan payments from an AMBank deposit account and a 731 credit score. |
| up to 36 months | 8.38% | Vehicle year: 2016 - 2019. Based on automatic loan payments from an AMBank deposit account and a 731 credit score. |
Sources (3)
- goambank.com/Personal/Loans
- goambank.com/Personal/Loans/Personal-and-Auto
- goambank.com/Resources/Personal-and-Auto-Loan-Rates
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.