Credit union · NCUA insured
Acadian FCU Auto Loan Rates
Acadian FCU auto loans start at 4.99% APR for a new vehicle and 5.49% for a used one. Rates checked October 16, 2026.
How Acadian FCU’s auto loan rates compare
Compared with banks and credit unions near Lafayette, LA, where Acadian FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Acadian FCU
4.99%APR
- Terms
- —
- Up to
- —
Vehicle Loans
Lowest rate
Maple Federal Credit Union
3.49%APR
- Terms
- up to 96 months
- Up to
- —
2nd-lowest rate
705 FCU
4.25%APR
- Terms
- up to 72 months
- Up to
- 17.00% APR
Acadian FCU auto loan score
80
Auto loan score
Higher than 52% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Acadian FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
All offers subject to credit union approval. Current AFCU loans not eligible for refinance at these rates. All rates are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99% | New Vehicles: 2025 and 2026 up to 17,000 in mileage; Credit Rating A+. |
| — | 5.49% | Used Vehicles; Credit Rating A+. |
Who can join Acadian FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of participating sponsor company groups qualify for membership.
Military, government and schools
- Employees of Remington College or Lafayette Christian Academy qualify for membership.
- Employees of Dept of the Army 1st Battalion, 378th Regiment, 2nd Brigade or Dept of the Army 2 Detachment, 344th Maintenance Co. qualify for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step siblings, and adoptions) of an existing member are eligible for membership.
Membership information collected October 5, 2026.