Credit union · NCUA insured
Abound Credit Union Credit Card Rates
Top CarrotAbound Credit Union credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Abound Credit Union’s credit card rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Abound Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Abound Credit Union
10.99%APR
- Up to
- —
Abound Visa® Classic Card
Lowest rate
Doe Run Federal Credit Union
8.90%APR
- Up to
- —
2nd-lowest rate
Transcend Credit Union
8.90%APR
- Up to
- 17.90% APR
Abound Credit Union credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Abound Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Abound Visa® Classic Card
Subject to credit approval. Subject to $10 membership fee if not already a member. Credit limits up to $35,000. No annual fee or balance transfer fees. Free travel insurance through Visa.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Quoted APR is as low as 10.99% based on creditworthiness and qualifications; rate may vary with the Prime Rate. Subject to approval and $10 membership fee if not already a member. |
Abound Visa® Platinum Card
Subject to credit approval. Subject to $10 membership fee if not already a member. Credit limits up to $35,000. No annual fee or balance transfer fees. 5% cash back on gas at the pump, 1% on other purchases. 3% Visa cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.00%–18.00% | None | Quoted APR is as low as 14.00% based on creditworthiness and qualifications. Rate may vary over time. Stated purchase/balance transfer range is 15.5%-18.00% APR on credit card page disclosure and 13.75%-18.00% APR on loan rates table footnote. Subject to approval and $10 membership fee if not already a member. |
Who can join Abound Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals living, working, worshiping, attending school, or conducting regular business in designated areas in Kentucky are eligible for membership.
Employers and groups
- Employees of Select Employer Groups are eligible for membership.
Military, government and schools
- Active duty military, Reserves, National Guard personnel, and Civil Service employees are eligible for membership.
- Contractors attached to Fort Knox Army base are eligible for membership.
- Retired Military and retired Civil Service individuals are eligible for membership.
Cost to join
- Joining requires a $10 non-refundable Membership fee.
- Joining requires a $5 deposit to open a share.
Membership information collected October 4, 2026.