Credit union · NCUA insured
Abound Credit Union Auto Loan Rates
Top CarrotAbound Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 22, 2026.
How Abound Credit Union’s auto loan rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Abound Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Abound Credit Union
5.24%APR
- Terms
- —
Car, Truck, SUV (2024 or newer)
Lowest rate
Brown Forman Employees Credit Union
3.99%APR
- Terms
- —
2nd-lowest rate
Louisville/Jefferson County Metropolitan Sewer District (MSD)
4.25%APR
- Terms
- up to 72 months
Louisville/Jefferson County Metropolitan Sewer District (MSD) rates
Abound Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Abound Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Refinance (2022 or older)
Refinance auto loan from another lender. 1% cash back up to $1,000 deposited into Member savings account the month following disbursal. Does not include refinancing of Abound Auto Loans. Subject to $10 membership fee if not already a Member. Offer does not apply to RV, boat, motorcycle, or ATV loans.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.64% | Refinance auto (2022 or older) from another lender. 1% cash back up to $1,000. |
Sources (1)
- aboundcu.com/loans/vehicle-loa…s/refinance-your-vehicle · captured Oct 9, 2026
Auto Refinance (2023 or newer)
Refinance auto loan from another lender. 1% cash back up to $1,000 deposited into Member savings account the month following disbursal. Does not include refinancing of Abound Auto Loans. Subject to $10 membership fee if not already a Member. Offer does not apply to RV, boat, motorcycle, or ATV loans.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.24% | Refinance car, truck, SUV (2023 or newer) from another lender. 1% cash back up to $1,000. |
Sources (1)
- aboundcu.com/loans/vehicle-loa…s/refinance-your-vehicle · captured Oct 9, 2026
Car, Truck, SUV (2023 or older)
| Terms | APR | Conditions |
|---|---|---|
| — | 5.64% | Quoted rate is fixed for vehicles model year 2022-2023 and is based on credit worthiness, qualifications, and collateral conditions. Rate applicable to new purchases or external refinancing only with a vehicle that has 60% LTV (Loan to Value). Older model years may qualify for financing at different rates and terms. Subject to $10 membership fee if not already a member. |
Sources (2)
All captured Oct 9, 2026
Car, Truck, SUV (2024 or newer)
| Terms | APR | Conditions |
|---|---|---|
| — | 5.24% | Quoted rate is fixed for vehicles model year 2024 or newer and is based on credit worthiness, qualifications, and collateral conditions. Rate applicable to new purchases or external refinancing only with a vehicle that has 60% LTV (Loan to Value). Subject to $10 membership fee if not already a member. |
Sources (2)
All captured Oct 9, 2026
Who can join Abound Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals living, working, worshiping, attending school, or conducting regular business in designated areas in Kentucky are eligible for membership.
Employers and groups
- Employees of Select Employer Groups are eligible for membership.
Military, government and schools
- Active duty military, Reserves, National Guard personnel, and Civil Service employees are eligible for membership.
- Contractors attached to Fort Knox Army base are eligible for membership.
- Retired Military and retired Civil Service individuals are eligible for membership.
Cost to join
- Joining requires a $10 non-refundable Membership fee.
- Joining requires a $5 deposit to open a share.
Membership information collected October 4, 2026.