Credit union · NCUA insured
4Front Credit Union Auto Loan Rates
4Front Credit Union auto loans start at 5.75% APR for a new vehicle and 5.75% for a used one. Rates checked October 16, 2026.
How 4Front Credit Union’s auto loan rates compare
Compared with banks and credit unions near Traverse City, MI, where 4Front Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
4Front Credit Union
5.75%APR
- Terms
- 12–66 months
Auto Loans
Lowest rate
Credit Union ONE
4.99%APR
- Terms
- up to 60 months
2nd-lowest rate
Northland Area FCU
4.99%APR
- Terms
- up to 72 months
4Front Credit Union auto loan score
68
Auto loan score
Higher than 23% of U.S. banks and credit unions
- New vehicleNew5.75%
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where 4Front Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Financing for new or used vehicles. Borrowers can be approved through a dealership network. Rates and terms may vary based on creditworthiness, credit history, loan purpose, loan amount, loan-to-value, term, and vehicle year.
| Terms | APR | Conditions |
|---|---|---|
| 12–66 months | 5.75% | — |
| 67–78 months | 5.95% | — |
| 79–84 months | 6.85% | — |
| 85–120 months | 7.15% | — |
| 121–180 months | 7.95% | — |
Sources (4)
- 4frontcu.com
- 4frontcu.com/home/vehicle-toy-loans
- 4frontcu.com/personal/loans
- 4frontcu.com/personal/loans/auto-loans
All captured Oct 5, 2026
Who can join 4Front Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.