Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Sheboygan, WI metro
- UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 4 branches
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - Kohler Credit UnionFlex Money MarketFlex Money Market · 0.55%–4.00% by balance
Credit union · 6 branches
3.50%APY$350 a year on $10,000intro rateRequirements
Product: Introductory rate expires after April 30, 2027, and account will convert to a Premium Money Market account. Advertised introductory rate is available on new Flex Money Market accounts only. Variable rates subject to change. Requires membership and new money not currently on deposit with Kohler Credit Union. Financial institutions and public funds are ineligible.
Offer: Applies when balance is under $10,000 minimum average daily balance. Account is assessed a $15.00 monthly service fee and earns 0.55% APY until minimum balance requirement is met.
Promotional rate · 0.55% interest rate · $15 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Flex Money Market Balance APY Any balance 0.55% $10,000 – $49,999Your amountRequires $10,000 minimum new money. 3.50% $50,000 – $99,999Requires $50,000 minimum new money. Fee waived with $10,000 minimum balance. 3.75% $100,000 and upRequires $100,000 minimum new money. Fee waived with $10,000 minimum balance. 4.00% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Private Choice enhanced rate tier. Requires meeting and maintaining Emerald Private Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 3.15% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Hiawatha National BankHNB Money MarketHNB Money Market · $2,500 min · 1.56%–2.78% by balance
Bank · 1 branch
1.56%APY$156 a year on $10,000Requirements
Product: Interest compounded monthly using the average daily balance method. Minimum opening deposit $2,500.00.
Offer: Applies to average daily balances of $0.00-$24,999.99; compounded monthly.
1.55% interest rate · Compounded monthly
Rate by balance
Rate by balance for HNB Money Market Balance APY Up to $25,000Your amount 1.56% $25,000 – $50,000 1.92% $50,000 – $150,000 1.97% $150,000 – $250,000 2.07% $250,000 – $1,000,000 2.27% $1,000,000 and up 2.78% Rate checked
More details - 1.16%APY$116 a year on $10,000with conditions
Requirements
Product: Requires an active Bank First checking account with direct deposit. Limit ten (10) debit transactions per statement cycle; transactions in excess of 10 incur a $5.00 fee each.
Offer: Zero or minimal interest paid on the lowest tier; no service charge if balance drops below $10,000.00. Requires active Bank First checking account with direct deposit.
Qualified rate · 0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Elite Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 1.16% $50,000 – $100,000 1.66% $100,000 and up 1.92% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: An active Bank First checking account with direct deposit is required to maintain this account. Limited to 10 debit transactions per statement cycle when statements are monthly and 30 when quarterly. Compounded quarterly at a variable rate.
Offer: Requires Bank First checking with direct deposit.
Qualified rate · 0.00% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Savings Elite Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.41% $100,000 and up 1.66% Rate checked
More details - Kohler Credit UnionPremium Money MarketPremium Money Market · 0.55%–2.32% by balance
Credit union · 6 branches
0.90%APY$90 a year on $10,000Requirements
Product: Variable rates subject to change after opening. Membership required. Check writing available.
Offer: Applies to balances under $10,000. Assessed a monthly service fee of $15.00.
0.55% interest rate · $15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Any balance 0.55% $10,000 and upYour amountMinimum balance required to earn advertised APY. 0.90% $25,000 and upMinimum balance required to earn advertised APY. Fee waived with balance of $10,000 or greater. 1.06% $50,000 and upMinimum balance required to earn advertised APY. Fee waived with balance of $10,000 or greater. 1.51% $100,000 and upMinimum balance required to earn advertised APY. Fee waived with balance of $10,000 or greater. 1.76% $250,000 and upMinimum balance required to earn advertised APY. Fee waived with balance of $10,000 or greater. 2.32% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 3 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Meadowland Credit UnionMoney Market Investment AccountMoney Market Investment Account · $100 min · 0.05%–1.55% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: $100 minimum deposit to open ($2,500 minimum deposit noted on rates page). $2,500 minimum to start earning APY as stated. APYs can change after account opening.
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Investment Account Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.55% $10,000 – $24,999Your amount 0.75% $25,000 and up 1.55% Rate checked
More details - National Exchange Bank & TrustMoney Market AccountMoney Market Account · $0 min · 0.75%–1.86% by balance
Bank · 5 branches
0.75%APY$75 a year on $10,000Requirements
Product: Daily balance of $2500 or more.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.75% $25,000 – $50,000 0.95% $50,000 – $100,000 1.05% $100,000 – $250,000 1.56% $250,000 and up 1.86% Rate checked
More details - Waldo State BankMoney Market InvestmentsMoney Market Investments · $2,500 min · 0.75%–3.30% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum deposit of $2,500.00 to open. Maintain a daily balance of $2,500.00 to avoid a $5.00 monthly maintenance fee. $0.01 minimum balance to earn APY. Interest compounded and credited at statement time or account closing using the daily balance method.
Offer: $0.01 minimum to earn APY; $2,500.00 daily balance required to avoid $5.00 monthly maintenance fee
0.75% interest rate · $5 monthly fee · Effective Sep 11, 2026
Rate by balance
Rate by balance for Money Market Investments Balance APY Up to $25,001Your amount 0.75% $25,001 – $50,001 1.25% $50,001 – $100,001 1.76% $100,001 – $200,001 2.27% $200,001 – $500,001 3.30% $500,001 and up 3.30% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Platinum Choice enhanced rate tier. Requires meeting and maintaining Platinum Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.50% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sheboygan, WI metro
57 accounts at 17 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.58%
- Banks, typical
- 0.28%
- Credit unions, typical
- 0.10%
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Sheboygan, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Meadowland Credit UnionCredit union · 1 branch
- UMB BankBank · 4 branches
- UnitedOne Credit UnionCredit union · 4 branches