Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–6 of 6 in Sheboygan, WI metro · median 4.62% APR
- 4.25%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
New or Used Vehicles and Motorcycles (2022 & Newer). Monthly payment $18.53 per $1,000.
Auto loan score 90 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 4.49%APRas low as
Terms
Applies to model years 2021 and newer. Monthly payment is $18.56 per $1,000 borrowed.
Auto loan score 89 · Carrot Score 93
Rate checked · Auto loans rates on its site
Rates and branches - UnitedOne Credit UnionSecured Loans (Cars, trucks, SUVs, motorcycles, ATVs, snowmobiles, and personal watercraft) · up to 60 months
Credit union · 4 branches
4.49%APRas low aswith conditionsThis rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
2023 and Newer. Monthly payment per $1,000 is $22.04 with optional payment protection. Rate includes .25% autopay discount and .25% Relationship Rewards discount with $5,000 min new money and checking with direct deposit.
Auto loan score 87 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model Year 2022 and Newer. Monthly payment based on $18.75 per $1,000. Stated rate includes rate discount for direct deposit to KCU checking with eStatements. Up to 110% of JD Power value.
Auto loan score 83 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 5.95%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model years 2024 to 2026 (New). Rate is as low as. Stated rate reflects discount for electronic payments and established Summit Credit Union checking account.
Auto loan score 64 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 6.09%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rates as low as 6.09% APR for new vehicles model years 2026 and newer with maximum term of 60 months. Includes waiver of $250 origination fee requiring an active UMB Select Checking account. No down payment required.
Auto loan score 63 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Sheboygan, WI metro
6 banks and credit unions · checked Oct 5–16
- Typical
- 4.62%
- Top 10% up to
- 4.37%
- Banks, typical
- 6.09%
- Credit unions, typical
- 4.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Sheboygan, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Meadowland Credit UnionCredit union · 1 branch
- UMB BankBank · 4 branches
- UnitedOne Credit UnionCredit union · 4 branches