Credit union · NCUA insured
Kohler Credit Union Savings Rates
Top CarrotKohler Credit Union’s best savings rate is 3.50% APY on $10,000, with its Flex Money Market. Rates checked October 16, 2026.
How Kohler Credit Union’s savings rates compare
Compared with banks and credit unions near Sheboygan, WI, where Kohler Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kohler Credit Union
3.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $350
Flex Money Market
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
3rd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Kohler Credit Union savings score
94
Savings score
Higher than 96% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0003.50%
- $100,000 balance$100,0004.00%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kohler Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Flex Money Market
Up to 3.50%APY
Introductory rate expires after April 30, 2027, and account will convert to a Premium Money Market account. Advertised introductory rate is available on new Flex Money Market accounts only. Variable rates subject to change. Requires membership and new money not currently on deposit with Kohler Credit Union. Financial institutions and public funds are ineligible.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies when balance is under $10,000 minimum average daily balance. Account is assessed a $15.00 monthly service fee and earns 0.55% APY until minimum balance requirement is met. | 0.55% | $55 | Applies when balance is under $10,000 minimum average daily balance. Account is assessed a $15.00 monthly service fee and earns 0.55% APY until minimum balance requirement is met. |
| $10,000 – $49,999Requires $10,000 minimum new money. Fee waived with $10,000 minimum balance. | 3.50% | $350 | Requires $10,000 minimum new money. Fee waived with $10,000 minimum balance. |
| $50,000 – $99,999Requires $50,000 minimum new money. Fee waived with $10,000 minimum balance. | 3.75% | — | Requires $50,000 minimum new money. Fee waived with $10,000 minimum balance. |
| $100,000 and upRequires $100,000 minimum new money. Fee waived with $10,000 minimum balance. | 4.00% | — | Requires $100,000 minimum new money. Fee waived with $10,000 minimum balance. |
Sources (1)
- kohlercu.com/money-markets · captured Oct 5, 2026
Premium Money Market
Up to 0.90%APY
Variable rates subject to change after opening. Membership required. Check writing available.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to balances under $10,000. Assessed a monthly service fee of $15.00. | 0.55% | $55 | Applies to balances under $10,000. Assessed a monthly service fee of $15.00. |
| $10,000 and upMinimum balance required to earn advertised APY. Fee waived with balance of $10,000 or greater. | 0.90% | $90 | Minimum balance required to earn advertised APY. Fee waived with balance of $10,000 or greater. |
| $25,000 and upMinimum balance required to earn advertised APY. Fee waived with balance of $10,000 or greater. | 1.06% | — | Minimum balance required to earn advertised APY. Fee waived with balance of $10,000 or greater. |
| $50,000 and upMinimum balance required to earn advertised APY. Fee waived with balance of $10,000 or greater. | 1.51% | — | Minimum balance required to earn advertised APY. Fee waived with balance of $10,000 or greater. |
| $100,000 and upMinimum balance required to earn advertised APY. Fee waived with balance of $10,000 or greater. | 1.76% | — | Minimum balance required to earn advertised APY. Fee waived with balance of $10,000 or greater. |
| $250,000 and upMinimum balance required to earn advertised APY. Fee waived with balance of $10,000 or greater. | 2.32% | — | Minimum balance required to earn advertised APY. Fee waived with balance of $10,000 or greater. |
Sources (1)
- kohlercu.com/money-markets · captured Oct 5, 2026
Fair Share
0.35%APY
$2,500 minimum balance required to open a Fair Share savings account. Membership required. Dividends compound and credit monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Applies to balances < $2500.00. | 0.10% | — | Applies to balances < $2500.00. |
| $2,500 and upMinimum balance required to earn the advertised APY is $2500.00. | 0.35% | $35 | Minimum balance required to earn the advertised APY is $2500.00. |
Primary Share
0.10%APY
Foundational savings account that establishes membership with Kohler Credit Union. Membership required. Dividends compound and credit monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance required to earn the advertised APY is $5.00.$5 and up | 0.10% | $10 | Minimum balance required to earn the advertised APY is $5.00. |
Saver's Sweepstakes
0.10%APY
Open to Wisconsin, Illinois, and Minnesota residents only; statewide drawing. Fiduciary and business accounts are not eligible. Entries are tallied for the primary owner on the account with a maximum of six entries per month. Entries are earned based on month-over-month increases in the Saver's Sweepstakes account balance. Membership required. Dividends compound and credit monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance required to earn the advertised APY is $0.00. Qualifying deposits earn prize drawing entries.Any balance | 0.10% | $10 | Minimum balance required to earn the advertised APY is $0.00. Qualifying deposits earn prize drawing entries. |
Secondary Share
0.10%APY
Membership required. Dividends compound and credit monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance required to earn the advertised APY is $0.00.Any balance | 0.10% | $10 | Minimum balance required to earn the advertised APY is $0.00. |
Sources (1)
- kohlercu.com/rates · captured Oct 5, 2026
Special-purpose accounts
Health Savings Account
Up to 0.21%APY
Membership required. Dividends compound and credit monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Applies to balances < $500.00. | 0.10% | — | Applies to balances < $500.00. |
| $500 and upMinimum balance required to earn the advertised APY is $500. | 0.11% | $11 | Minimum balance required to earn the advertised APY is $500. |
| $2,500 and upMinimum balance required to earn the advertised APY is $2,500.00. | 0.16% | $16 | Minimum balance required to earn the advertised APY is $2,500.00. |
| $5,000 and upMinimum balance required to earn the advertised APY is $5,000.00. | 0.21% | $21 | Minimum balance required to earn the advertised APY is $5,000.00. |
| $15,000 and upApplies to balances > $15,000.00. | 0.26% | — | Applies to balances > $15,000.00. |
Sources (1)
- kohlercu.com/rates · captured Oct 5, 2026
Christmas Club
0.25%APY
Funds are distributed on October 1. Membership required. Dividends compound and credit monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance required to earn the advertised APY is $0.00.Any balance | 0.25% | $25 | Minimum balance required to earn the advertised APY is $0.00. |
Individual Retirement Account (IRA) Savings
0.10%APY
Available as Traditional or Roth IRA variable-rate savings accounts. No term restrictions. Dividends compound and credit monthly. Early withdrawal penalties apply and will reduce earnings on account. Membership required. Federally insured by NCUA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceIncremental Deposit IRA. Dividends compound and credit monthly. Early withdrawal penalties apply and will reduce earnings on account.Any balance | 0.10% | $10 | Incremental Deposit IRA. Dividends compound and credit monthly. Early withdrawal penalties apply and will reduce earnings on account. |
Sources (1)
- kohlercu.com/ira · captured Oct 5, 2026
Who can join Kohler Credit Union
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