Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Quincy, IL-MO metro
- 1.16%APY$116 a year on $10,000
Requirements
Product: Daily Balance Required. Maximum opening per TIN for CD and IRA specials is $1,000,000. $249,000 per account limit. Early withdrawal penalty applies.
1.15% interest rate · Effective Sep 22, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Requires a Kasasa Cash or Kasasa Cash Back checking account. Kasasa rewards are automatically transferred into Kasasa Saver. If qualifications are not met in a month, account is still free; if disqualified for 3 consecutive months, checking account is converted to a regular, free MFCCU Checking Account.
Offer: Applies on balances up to $25,000 when qualifications are met.
Qualified rate · Balance cap $25,000 · No monthly fee
Rate checked
More details - United State BankAdvantage Money MarketAdvantage Money Market · $1,000 min · 0.75%–1.36% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Must maintain average daily balance of $1,000 per statement period to earn interest. $10.00 Service Charge if average daily balance during a statement cycle falls below $1,000. Interest compounded and paid monthly. Preauthorized/electronic withdrawals or transfers limited to no more than 6 per month.
Offer: Must maintain average daily balance of $1,000 per statement period to earn interest; $10.00 monthly service charge waived if average daily balance during statement cycle is $1,000 or more.
0.75% interest rate · $10 monthly fee · Effective Jan 8, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY $1,000 – $2,500 0.75% $2,500 – $50,000Your amount 1.00% $50,000 and up 1.36% Rate checked
More details - United Community Credit UnionSpecial Share SavingsSavings · $100 min · 0.75%–0.85% by balance
Credit union · 2 branches
0.80%APY$80 a year on $10,000Requirements
Product: Can be used for any purpose. Must maintain a $100.00 balance to earn dividends. If you close your account before dividends are paid you will not receive a dividend.
0.75% interest rate · Effective Jul 16, 2025
Rate by balance
Rate by balance for Special Share Savings Balance APY $100 – $5,000 0.75% $5,000 – $25,000Your amount 0.80% $25,000 and up 0.85% Rate checked
More details - United Community Credit UnionPrimary Share SavingsSavings · $100 min · 0.75%–0.85% by balance
Credit union · 2 branches
0.80%APY$80 a year on $10,000Requirements
Product: Must maintain a $100.00 balance to earn dividends. If you close your account before dividends are paid you will not receive a dividend.
0.75% interest rate · Effective Jul 16, 2025
Rate by balance
Rate by balance for Primary Share Savings Balance APY $100 – $5,000 0.75% $5,000 – $25,000Your amount 0.80% $25,000 and up 0.85% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Monthly balance fee of $2.00 imposed if balance falls below $500.00 any day of the month.
Offer: Monthly fee of $2.00 imposed if balance falls below $500.00 any day of the month.
0.55% interest rate · $2 monthly fee · Effective Sep 22, 2026
Rate checked
More details - Heartland Bank and Trust CompanyCapital Money MarketCapital Money Market · $10,000 min · 0.01%–2.27% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Capital Money Market Balance APY Up to $10,000 0.01% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.51% $100,000 – $500,000 2.02% $500,000 and up 2.27% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Monthly balance fee of $2.00 waived if minimum balance of $50.00 is maintained each day of the month. For primary owners under 18 (or full-time students), minimum to open and earn interest is $10.00 and service charge fee is waived.
Offer: Monthly fee of $2.00 imposed if balance falls below $50.00 any day of the month.
0.40% interest rate · $2 monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Six (6) withdrawal limit for each qualifying monthly cycle with $0.50 per item service charge in excess of limit. Must maintain $50.00 average daily balance or subject to a $1.25 quarterly service fee.
Offer: Interest compounded quarterly on the average collected balance.
0.25% interest rate · Compounded quarterly · Effective Dec 17, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Average daily balance of $2,500.00 to obtain the APY and avoid the $5.00 monthly service fee. Withdrawal limit of 6 per month cycle; $0.50 service charge per item in excess of 6. Interest compounded monthly.
Offer: Average daily balance of $2,500.00 to obtain the APY and avoid the $5.00 monthly service fee. Interest compounded monthly.
0.25% interest rate · Compounded monthly · $5 monthly fee · Effective Dec 17, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.25% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.35% $50,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: 30-day grace period to reach the $100 minimum balance requirement. $3.00 monthly service charge if balance falls below $100 after initial 30-day grace period.
Offer: Monthly fee of $3.00 applies if balance falls below $100 after initial 30-day grace period.
0.25% interest rate · $3 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No minimum balance required to earn interest. Interest compounded and paid quarterly.
0.25% interest rate · No monthly fee · Effective Jan 8, 2026
Rate checked
More details - First Bankers TrustPersonal Money Market AccountPersonal Money Market Account · $50 min · 0.10%–1.00% by balance
Bank · 5 branches
0.20%APY$20 a year on $10,000Requirements
Product: Maintain a $2,500 minimum balance to avoid a $20 monthly service charge. Electronic statement monthly at no cost; paper statement $3.95 per month on request. Unlimited deposits. Withdrawals by electronic transfer or check limited to 6 per month. Interest rates may change at any time after opening. Fees could reduce earnings.
Offer: APY requires balance in $0.00–$2,499.99 tier. $20 monthly service charge waived if $2,500 minimum balance is maintained.
0.10% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 0.20% $25,000 – $50,000 0.70% $50,000 and up 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Quincy, IL-MO metro
23 accounts at 11 banks and credit unions · checked Oct 16
- Typical
- 0.25%
- Top 10% from
- 0.96%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.80%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch