Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–8 results in New Castle, IN metro · Few institutions in New Castle, IN metro: choose a wider area in the filters
- Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Minimum balance is $7,500.00. If balance falls below $7,500.00, no interest is earned, and a $10 monthly fee is assessed until the balance returns to the minimum. No checking/debit card access. Account transfer and withdrawal limitations apply.
Offer: Dividends are paid monthly and calculated from day of deposit to day of withdrawal. $10 monthly fee applies if balance falls below $7,500.00.
0.55% interest rate · $10 monthly fee
Rate checked
More details - Perfect Circle Credit UnionDiamond Money MarketDiamond Money Market · $2,500 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Minimum opening deposit $2,500. Withdrawal/transfer limit of 6 per month per preauthorized, automatic, telephonic, or mobile channels. $20 monthly fee assessed if balance falls below $2,500 until balance returns to minimum.
Offer: Tier 3: $2,500.00 to $9,999.99.
0.30% interest rate
Rate by balance
Rate by balance for Diamond Money Market Balance APY $2,500 – $10,000 0.30% $10,000 – $25,000Your amount 0.40% $25,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Maximum of 6 withdrawals per month. $8.00 monthly fee applies unless you maintain a minimum balance of $2,500 or have an average daily balance of $7,500.
Offer: Variable rate product, rates are subject to change without notice any time including after account opening. $8.00 monthly service fee waived if maintaining a minimum balance of $2,500 or an average daily balance of $7,500.
0.01% interest rate · $8 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.01% $2,500 – $10,000 0.03% $10,000 and upYour amount 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Establish and maintain credit union membership with a $5 deposit. No service charge for active accounts. Funds can be used as collateral for Share Secured Loans.
Offer: Start earning dividends right away; no minimum balance fee.
0.03% interest rate
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Interest paid semi-annually. $4.00 monthly fee applies when you do not maintain a minimum balance of $300 or have an active checking account with a combined statement. Maximum of 6 withdrawals per month ($5 fee for each additional withdrawal).
Offer: Monthly fee of $4.00 waived by maintaining a minimum balance of $300 or having an active checking account with a combined statement.
0.02% interest rate · Balance cap $999,999,999.99 · $4 monthly fee · Effective Dec 12, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Castle, IN metro
8 accounts at 4 banks and credit unions · checked Sep 17–Oct 15
- Typical
- 0.28%
- Top 10% from
- 0.69%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.40%
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Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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