Credit union · NCUA insured
Eastern Indiana FCU Savings Rates
Eastern Indiana FCU’s best savings rate is 0.03% APY on $10,000, with its Share Savings Account. Rates checked October 15, 2026.
How Eastern Indiana FCU’s savings rates compare
Compared with banks and credit unions near New Castle, IN, where Eastern Indiana FCU has the most branches. $10,000, best rate first.
This credit union’s best
Eastern Indiana FCU
0.03%APY
- Minimum
- $5
- Earns on $10,000 a year
- $3
Share Savings Account
Top rate
Woodforest National Bank
1.00%APY
- Minimum
- $25
- Earns on $10,000 a year
- $100
2nd-highest rate
Perfect Circle Credit Union
0.55%APY
- Minimum
- $7,500
- Earns on $10,000 a year
- $55
Eastern Indiana FCU savings score
60
Savings score
Higher than 1% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0000.03%
- $100,000 balance$100,0000.03%
- QualifiedQualified0.03%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Eastern Indiana FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
0.03%APY
Establish and maintain credit union membership with a $5 deposit. No service charge for active accounts. Funds can be used as collateral for Share Secured Loans.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceStart earning dividends right away; no minimum balance fee.Any balance | 0.03% | $3 | Start earning dividends right away; no minimum balance fee. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Savings
0.60%APY
Available as Traditional IRA or Roth IRA wrappers. No setup fees, no monthly or annual maintenance fees. Dividends paid quarterly. Insured separately up to $250,000 by NCUA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional IRA Savings or Roth IRA Savings wrapper. Dividends paid quarterly.Any balance | 0.60% | $60 | Traditional IRA Savings or Roth IRA Savings wrapper. Dividends paid quarterly. |
Teen Savings Account
0.03%APY
Designed for teens. Minimum $5 deposit to establish membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo service charge for active accounts.Any balance | 0.03% | $3 | No service charge for active accounts. |
Youth Savings Account
0.03%APY
For youth ages 0-12. Requires Social Security Card, Parent or Guardian for joint ownership, and $5.00 deposit. No monthly or annual fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$5.00 minimum balance; no monthly or annual fees.$5 and up | 0.03% | $3 | $5.00 minimum balance; no monthly or annual fees. |
Who can join Eastern Indiana FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or go to school in, or businesses and other legal entities in Henry, Hancock, Madison, or Delaware counties in Indiana are eligible for membership.
Employers and groups
- Employees of Eastern Indiana Federal Credit Union and organizations of such persons are eligible for membership.
Family and household
- Members of the immediate family or household are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible to join.
Other ways
- Volunteers in the community are eligible for membership.
Cost to join
- A deposit of one share ($5.00) into a savings account is required for membership.
Membership information collected October 5, 2026.