Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–11 results in Mount Pleasant, TX metro · Few institutions in Mount Pleasant, TX metro: choose a wider area in the filters
- Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Texas Heritage National BankMoney Market Checking AccountMoney Market Checking Account · $2,500 min
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Interest begins accruing on balances over $2,500. $5 monthly fee waived with a $2,500 daily balance. Includes 6 debit transactions per cycle and unlimited in-branch/lobby transactions.
Offer: Interest begins accruing on balances over $2500. Interest is compounded and paid monthly. $5 monthly fee is waived by maintaining a $2,500 daily balance.
1.00% interest rate · $5 monthly fee
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Designed for everyday savers maintaining a balance of $100 or more.
Offer: Interest earned on balances over $100 (minimum $100 to earn interest). $2.00 monthly fee applies if balance falls below $100 any day of the month.
0.75% interest rate · $2 monthly fee
Rate checked
More details - East Texas Professional Credit UnionMoney Market Plus AccountsMoney Market Plus Accounts · $1,000 min · 0.20%–2.75% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Requires approval through ChexSystems. Minimum opening deposit of $1,000. Minimum balance of $1,000 to avoid $7.50 monthly service fee. Dividends earned and paid monthly on balances of $1,000 or more. Up to 6 withdrawals per month. No fee on money orders. Free Online Banking.
Offer: Dividends compounded and credited monthly. Minimum balance of $1,000 to avoid $7.50 monthly service fee.
0.20% interest rate · $7.50 monthly fee
Rate by balance
Rate by balance for Money Market Plus Accounts Balance APY $1,000 – $2,000 0.20% $2,000 – $10,000 0.30% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 1.01% $50,000 – $100,000 1.26% $100,000 – $200,000 2.02% $200,000 and up 2.75% Rate checked
More details - East Texas Professional Credit UnionShare / Secondary Share Savings AccountsSavings · $100 min · 0.20%–0.30% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000intro rateRequirements
Product: To enjoy membership benefits, must open a savings account with a minimum deposit of $5 which remains on deposit throughout membership duration. Dividends compounded and credited quarterly. Rates anticipated for 4th Quarter; actual rates declared December 31, 2026.
Offer: Dividends compounded and credited quarterly.
Promotional rate · 0.20% interest rate
Rate by balance
Rate by balance for Share / Secondary Share Savings Accounts Balance APY $100 – $2,500 0.20% $2,500 – $10,000 0.30% $10,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - VeraBankPlatinum Money MarketPlatinum Money Market · $5,000 min · 0.25%–3.04% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: $15,000 minimum balance to avoid $12.00 monthly service charge. 6 withdrawals per month at no fee, then $10.00 each.
Offer: $15,000 minimum balance to avoid $12.00 monthly service charge.
0.25% interest rate · $12 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.26% $1,000,000 – $5,000,000 2.27% $5,000,000 – $15,000,000 2.78% $15,000,000 and up 3.04% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - East Texas Professional Credit UnionMoney Market Checking AccountsMoney Market Checking Accounts · $1,000 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Requires approval through ChexSystems. Minimum opening deposit of $1,000. Minimum balance of $1,000 to avoid $7.50 monthly service fee. Dividends earned and paid monthly on balances of $1,000 or more. Unlimited check writing. Overdraft courtesy available. No fee on money orders. Free Online Banking.
Offer: Dividends compounded and credited monthly. Minimum balance of $1,000 to avoid $7.50 monthly service fee.
0.05% interest rate · $7.50 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Checking Accounts Balance APY $1,000 – $2,000 0.05% $2,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Also referred to as Statement Savings in product details and fee disclosures. Minimum balance of $100 to avoid monthly service charge and to receive interest.
Offer: $100 minimum opening balance. $100 minimum balance to avoid $2.00 monthly service charge and to earn interest. 2 withdrawals per month at no fee ($2.00 each after 2 withdrawals per month). Interest paid monthly.
0.10% interest rate · $2 monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $1,500 minimum balance to avoid $8.00 monthly service charge. 6 withdrawals per month at no fee, then $10 each. If balance falls below $1,500, interest is paid at the lower Statement Savings account rate.
Offer: Balance less than $1,500. $1,500 minimum balance required to avoid $8.00 monthly service charge.
0.05% interest rate · $8 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,500 0.05% $1,500 and upYour amount 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Mount Pleasant, TX metro
11 accounts at 4 banks and credit unions · checked Sep 17–Oct 16
- Typical
- 0.30%
- Top 10% from
- 1.00%
- Banks, typical
- 0.28%
- Credit unions, typical
- 0.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Mount Pleasant, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- East Texas Professional Credit UnionCredit union · 1 branch