Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lexington, NE metro
- 3.60%APY$360 a year on $10,000with conditions
Requirements
Product: Must be opened the same day as a newly issued Flatwater Bank CD. Maximum deposit is equal to the amount of the corresponding new CD. Deposits limited to initial deposit only or at the same time as opening a new CD.
Offer: Interest compounded and credited quarterly. Keep a $500 daily balance in the account to avoid the $25 quarterly maintenance fee. Maximum deposit equals amount of newly opened CD.
Qualified rate · Effective Apr 1, 2025
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Links to free HighYield or CashBack Checking (required). Qualifications: at least 12 debit card purchases each > $5.00, at least 1 ACH credit or ACH payment transaction, and enrolled in e-statements per Monthly Qualification Cycle. Limit 1 account per SSN. Not for commercial purposes. No recurring monthly maintenance charges.
Offer: When linked CashBack Checking or HighYield Checking account qualifications are met during Monthly Qualification Cycle.
Qualified rate · No monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for HighYield Savings Balance APY Up to $100,000Your amount 2.00% $100,000 and upWhen linked CashBack Checking or HighYield Checking account qualifications are met during Monthly Qualification Cycle; 0.50%* Rate checked
More details - 1.10%APY$110 a year on $10,000
Requirements
Product: Consumers only. No Minimum Balance Fee. Free eStatements, paper statements $3/month. Interest credited monthly.
Offer: Minimum daily balance to earn APY is $0.01 - $59,999.99.
1.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Karat Money Market Balance APY Up to $60,000Your amount 1.10% $60,000 – $100,000 1.35% $100,000 – $200,000 1.55% $200,000 and up 1.85% Rate checked
More details - First State BankCommunity First Money MarketCommunity First Money Market · $1,000 min · 0.45%–1.50% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000Requirements
Offer: Tier 5; Average Daily Balance $1,000 - 5,000
Effective Jul 7, 2026
Rate by balance
Rate by balance for Community First Money Market Balance APY $1,000 – $5,000 0.45% $5,000 – $20,000Your amountTier 4; 0.55% $20,000 – $100,000Tier 3; 1.00% $100,000 – $250,000Tier 2; 1.25% $250,000 and upTier 1; 1.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $3.00 monthly service charge waived by maintaining a $200 minimum daily balance. Up to 6 withdrawals per calendar month at no charge; each additional withdrawal incurs a $1.00 service charge.
Offer: Variable interest rate. $3 monthly maintenance fee waived with a minimum daily balance of $200. Up to 6 withdrawals per calendar month included at no charge ($1.00 fee per additional withdrawal).
$3 monthly fee
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Rates apply to accounts opened online only; branch rates may vary. Rates are effective as of today's date. Fees may reduce earnings. $1,500 minimum balance required to avoid fee. $15.00 monthly service charge if balance falls below $1,500. Free electronic statements; $5 paper statement fee. Maximum 6 withdrawals per calendar month; $3.00 service charge per withdrawal over 6.
Offer: Online account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month.
0.45% interest rate · $15 monthly fee
Rate by balance
Rate by balance for PinnCheck Market Balance APY Up to $10,000 0.45% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.61% $100,000 – $250,000 1.07% $250,000 and up 1.47% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Maintain minimum balance of $1,500 and no more than 6 withdrawals each calendar month to avoid fee. Paper statements $5 fee. Rates may vary.
Offer: Balance tier $0-$9,999.99
0.45% interest rate · $15 monthly fee
Rate by balance
Rate by balance for PinnCheck Market Account Balance APY Up to $10,000 0.45% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.61% $100,000 – $250,000 1.07% $250,000 and up 1.47% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: No minimum balance or maintenance fee for individuals 18 years of age or younger. Limited to 6 preauthorized/automatic transfers per 4-week period.
Offer: $5.00 monthly maintenance fee applies if balance falls below $100.00; fee is waived with e-statements and a $25.00 monthly transfer from any checking account. Interest calculated by average daily balance method.
$5 monthly fee · Effective Jul 7, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: No minimum balance fee. Free eStatements; paper statements are $3/month. Interest credited monthly.
Offer: eStatements: Free.
0.35% interest rate · No monthly fee
Rate by balance
Rate by balance for Pathway Platinum Savings Balance APY Up to $100,000Your amount 0.35% $100,000 – $300,000Paper: $3/month. 1.10% $300,000 – $400,000 1.85% $400,000 – $500,000 2.65% $500,000 and up 3.65% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - Trius Federal Credit UnionShare SavingsSavings · $100 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Basic savings account required to establish membership with Trius FCU ($5 opening deposit equals one share and is required to retain membership benefits; par value of one share is $5.00). $100 minimum balance to earn dividends. Average daily balance method used. Limited to 6 preauthorized, automatic, or telephone transfers per month (max 3 by check, draft, or debit card). Excessive withdrawal fee of $2.00 per withdrawal over 6 per month.
Offer: Tiered rate applies to entire balance if within range.
0.05% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $100 – $5,000 0.05% $5,000 – $10,000 0.10% $10,000 – $20,000Your amount 0.15% $20,000 and up 0.20% Rate checked
More details - Trius Federal Credit UnionMoney MarketMoney Market · $5,000 min · 0.15%–0.40% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Tiered rate account where the dividend rate for a tier applies to the entire account balance. Dividends compounded and credited monthly on balances of $5,000 or above. Minimum daily balance of $5,000 required to avoid a $7.50 monthly service fee. Limited to 2 free withdrawals per month ($5.00 fee per withdrawal thereafter).
Offer: Rate applies to entire balance for balances between $5,000.00 and $24,999.99. Minimum daily balance of $5,000 to avoid $7.50 monthly fee.
0.15% interest rate · $7.50 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.35% $50,000 and up 0.40% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Smart Rate Checking or Smart Bonus Checking account (limit of one Smart Checking account and one Smart Saver per SSN; not available to business members). Automatically receives transferred earnings/rebates. No monthly maintenance fee. Qualifications during each Monthly Qualification Cycle: at least 12 debit card purchases post and settle, at least 1 direct deposit or ACH credit transaction posts and settles, and enrolled in and agree to receive electronic statements. If qualifications are not met in the linked checking account, earns the non-qualifying base rate.
Offer: Non-qualifying base rate on all balances if Monthly Qualification Cycle requirements are not met in the linked checking account.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free HighYield or CashBack Checking (required). Qualifications: at least 12 debit card purchases each > $5.00, at least 1 ACH credit or ACH payment transaction, and enrolled in e-statements per Monthly Qualification Cycle. Limit 1 account per SSN. Not for commercial purposes. No recurring monthly maintenance charges.
Offer: Base rate earned on entire daily balance when qualifications in linked HighYield or CashBack checking are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Mar 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lexington, NE metro
16 accounts at 6 banks and credit unions · checked Oct 22
- Typical
- 0.38%
- Top 10% from
- 1.55%
- Banks, typical
- 0.50%
- Credit unions, typical
- 0.15%
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Lexington, NE metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Trius Federal Credit UnionCredit union · 1 branch