Bank · FDIC insured
Pathway Bank Savings Rates
Pathway Bank’s best savings rate is 1.10% APY on $10,000, with its Karat Money Market. Rates checked October 22, 2026.
How Pathway Bank’s savings rates compare
Compared with banks and credit unions near Grand Island, NE, where Pathway Bank has the most branches. $10,000, best rate first.
This bank’s best
Pathway Bank
1.10%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $110
Karat Money Market
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
Union Bank & Trust
1.24%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $124
Pathway Bank savings score
87
Savings score
Higher than 75% of U.S. banks and credit unions
- $1,000 balance$1,0001.10%
- $10,000 balance$10,0001.10%
- $100,000 balance$100,0001.55%
- QualifiedQualified1.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pathway Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Pathway Platinum Savings
0.35%APY
No minimum balance fee. Free eStatements; paper statements are $3/month. Interest credited monthly.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $100,000eStatements: Free. · $50 to open | 0.35% | $50 | $35 | eStatements: Free. |
| $100,000 – $300,000Paper: $3/month. · Unknown to open | 1.10% | Unknown | — | Paper: $3/month. |
| $300,000 – $400,000Unknown to open | 1.85% | Unknown | — | |
| $400,000 – $500,000Unknown to open | 2.65% | Unknown | — | |
| $500,000 and upUnknown to open | 3.65% | Unknown | — |
Sources (1)
- pathwaybank.com/savings · captured Oct 16, 2026
Karat Money Market
1.10%APY
Consumers only. No Minimum Balance Fee. Free eStatements, paper statements $3/month. Interest credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $60,000Minimum daily balance to earn APY is $0.01 - $59,999.99. | 1.10% | $110 | Minimum daily balance to earn APY is $0.01 - $59,999.99. |
| $60,000 – $100,000Minimum daily balance to earn APY is $60,000 - $99,999.99. | 1.35% | — | Minimum daily balance to earn APY is $60,000 - $99,999.99. |
| $100,000 – $200,000Minimum daily balance to earn APY is $100,000 - $199,999.99. | 1.55% | — | Minimum daily balance to earn APY is $100,000 - $199,999.99. |
| $200,000 and upMinimum daily balance to earn APY is $200,000+. | 1.85% | — | Minimum daily balance to earn APY is $200,000+. |
Sources (1)
- pathwaybank.com/savings · captured Oct 16, 2026
Special-purpose accounts
Pathfinder Savings (Ages 13-18)
1.85%APY
Designed for ages 13-18. No minimum balance fee. Free eStatements and paper statements. Interest credited monthly.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $5,000eStatements: Free. · $50 to open | 4.75% | $50 | — | eStatements: Free. |
| Over $5,000Paper: Free. · Unknown to open | 1.85% | Unknown | $185 | Paper: Free. |
Sources (1)
- pathwaybank.com/savings · captured Oct 16, 2026
Penny Pals Savings (Ages 0-12)
1.85%APY
Designed for ages 0-12. No minimum balance fee. Free eStatements and paper statements. Interest credited monthly.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $2,000eStatements: Free. · $50 to open | 4.75% | $50 | — | eStatements: Free. |
| Over $2,000Paper: Free. · Unknown to open | 1.85% | Unknown | $185 | Paper: Free. |
Sources (1)
- pathwaybank.com/savings · captured Oct 16, 2026
Christmas Club Savings
1.15%APY
No minimum balance fee. Free eStatements; paper statements are $3/month. Payout each October. Interest credited monthly.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Any balancePaper: $3/month. · Unknown to open | 1.15% | Unknown | $115 | Paper: $3/month. |
| Up to $60,000eStatements: Free. · $50 to open | 1.15% | $50 | $115 | eStatements: Free. |
Sources (1)
- pathwaybank.com/savings · captured Oct 16, 2026
Health Savings Account
1.15%APY
Consumers only. Use debit card or checks for qualified expenses. eStatements are free; paper statements are $3/month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0eStatements: Free, Paper: $3/month.Over $0 | 1.15% | $115 | eStatements: Free, Paper: $3/month. |
Sources (1)
- pathwaybank.com/cds-iras-hsas · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.