Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–13 results in Fort Morgan, CO metro
- 1.51%APY$151 a year on $10,000
Requirements
Product: Special share/savings accounts can be opened for members who want to save for a specific purpose and keep funds separate from regular share/savings. Members can personalize the account by naming it.
Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Establishes membership in the credit union and is required before any other products or services can be utilized. Minimum balance of $25.00 required.
Offer: Dividends are paid and compounded quarterly on average daily balances of $100.00 or more.
Compounded quarterly
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Wray State BankWray State Bank Money MarketWray State Bank Money Market · $2,500 min · 0.80%–1.81% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Interest rates and APYs are variable and may change at any time after account is opened. Interest earned on collected daily balance exceeding $2,500.00; interest is paid monthly by compounding to the account on the statement cycle date. Unlimited withdrawals. $8 service charge per statement cycle waived if average collected daily balance is $2,500.00 or more.
Offer: No monthly service charge if average collected daily balance is $2,500.00 or more; otherwise $8 per statement cycle with no interest paid.
0.80% interest rate · $8 monthly fee · Effective Feb 23, 2026
Rate by balance
Rate by balance for Wray State Bank Money Market Balance APY $2,500 – $19,999Your amount 0.80% $20,000 – $45,000 1.31% $45,000 and up 1.81% Rate checked
More details - Wray State BankBrush State Bank Money MarketBrush State Bank Money Market · $1,000 min · 0.80%–3.30% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Interest rates and APYs are variable and may change at any time after account is opened. Interest earned on collected daily balance exceeding $1,000.00; interest is paid monthly by compounding to the account on the statement cycle date. Unlimited withdrawals. $8 monthly service charge waived if average collected daily balance is $1,000.00 or more.
Offer: No monthly service charge if average collected daily balance is $1,000.00 or more; otherwise $8 per statement cycle with no interest paid.
0.80% interest rate · $8 monthly fee · Effective Feb 26, 2026
Rate by balance
Rate by balance for Brush State Bank Money Market Balance APY $1,000 – $19,999Your amount 0.80% $20,000 – $45,000 1.31% $45,000 – $50,000 1.51% $50,000 – $150,000 2.64% $150,000 and up 3.30% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: With a $100 minimum daily balance, the $3 monthly service charge is waived.
Offer: No minimum daily balance to earn stated APY. Minimum deposit to open is $100. $3 monthly service charge waived with $100 minimum daily balance.
$3 monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Available online or at local branches. Interest calculated daily. Up to 9 withdrawals per quarter free, $1.25 for each additional debit. $9.00 quarterly service fee waived with a minimum balance of $200.
Offer: Rates listed are available for accounts opened online only and may differ for accounts opened at a local branch. Rates are effective as of today's date and are subject to change. $9.00 service charge per statement quarter if balance falls below $200.
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: The minimum deposit required to open this account is $2,500. Rates subject to change without notice and may change after the account is opened. Fees could reduce earnings on the account.
Offer: Minimum daily balance to earn stated APY.
Balance cap $49,999.99 · Effective Sep 1, 2026
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: The interest rate and the APY may change after account opening. Fees could reduce earnings on the account.
Offer: No monthly service, maintenance fees, or junk fees. Minimum balance to earn APY is $0.01.
0.23% interest rate · No monthly fee · Effective Apr 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $5,000 0.23% $5,000 – $50,000Your amount 0.45% $50,000 – $100,000 0.90% $100,000 – $250,000 1.36% $250,000 – $500,000 2.53% $500,000 and up 3.82% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Bank of ColoradoMoney Market AccountMoney Market Account · $1,000 min · 0.20%–1.76% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: $15.00 monthly service charge applies if account balance falls below $1,000 minimum at any time during monthly cycle. Up to 6 withdrawals per month allowed. Rates listed are available for accounts opened online only.
Offer: Opened online only. $15.00 monthly service charge waived if balance stays at or above $1,000.
0.20% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 0.20% $25,000 – $100,000 0.45% $100,000 – $500,000 0.70% $500,000 – $1,000,000 0.75% $1,000,000 – $3,000,000 1.26% $3,000,000 and up 1.76% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Variable rate – Annual Percentage Yield may change after account is opened.
0.10% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.
Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.
0.01% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Fort Morgan, CO metro
13 accounts at 7 banks and credit unions · checked Oct 16–22
- Typical
- 0.50%
- Top 10% from
- 1.37%
- Banks, typical
- 0.50%
- Credit unions, typical
- 1.51%
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Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches