Credit union · NCUA insured
Sterling Federal Credit Union Savings Rates
Sterling Federal Credit Union’s best savings rate is 1.51% APY on $10,000, with its Share/Savings Account. Rates checked October 22, 2026.
How Sterling Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Fort Morgan, CO, where Sterling Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sterling Federal Credit Union
1.51%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $151
Special Accounts
2nd-highest rate
BMO
0.80%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $80
3rd-highest rate
Wray State Bank
0.80%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $80
Sterling Federal Credit Union savings score
88
Savings score
Higher than 84% of U.S. banks and credit unions
- $1,000 balance$1,0001.51%
- $10,000 balance$10,0001.51%
- $100,000 balance$100,0001.51%
- QualifiedQualified1.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sterling Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share/Savings Account
1.51%APY
Establishes membership in the credit union and is required before any other products or services can be utilized. Minimum balance of $25.00 required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends are paid and compounded quarterly on average daily balances of $100.00 or more.$100 and up | 1.51% | $151 | Dividends are paid and compounded quarterly on average daily balances of $100.00 or more. |
Sources (1)
- sterlingcreditunion.org/Accounts/Savings · captured Sep 17, 2026
Special Accounts
1.51%APY
Special share/savings accounts can be opened for members who want to save for a specific purpose and keep funds separate from regular share/savings. Members can personalize the account by naming it.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.51% | $151 |
Sources (1)
- sterlingcreditunion.org/Accounts/Savings · captured Sep 17, 2026
Who can join Sterling Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.