Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Burlington, IA-IL metro
- 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Nicolet National BankMVP Money Market Account (MVP MMA)MVP Money Market Account (MVP MMA) · $10,000 min · 0.01%–2.65% by balance
Bank · 1 branch
1.30%APY$130 a year on $10,000with conditionsRequirements
Product: A separate Nicolet National Bank checking account with direct deposit of payroll or social security is required in order to qualify for an MVP Money Market account. Subject to Credit Approval.
Offer: $10 monthly service charge if available balance falls below $10,000.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for MVP Money Market Account (MVP MMA) Balance APY Up to $9,999 0.01% $10,000 – $49,999Your amount 1.30% $50,000 – $149,999 2.10% $150,000 – $499,999 2.15% $500,000 – $999,999 2.45% $1,000,000 and up 2.65% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Minimum balance of $1,500.00 to open. If the account drops below $1,500.00 during the statement cycle, a $5.00 fee will be assessed. If the daily balance drops below $1,500.00, interest is paid at the passbook rate until the balance returns to $1,500.00.
Offer: Interest rate and annual percentage yield may change after account opening. Calculated using the average daily balance method.
0.85% interest rate · $5 monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Product: $5,000 minimum balance requirement; $5 monthly service fee if balance is less than $5,000; pays dividends monthly; checks ordered at member cost.
Offer: $5 monthly service fee if balance is less than $5,000.
0.50% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 0.80% $25,000 – $75,000 1.25% $75,000 – $250,000 1.85% $250,000 and up 2.10% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Must have a linked free Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fee. $15 fee if closed within 60 days of opening. Receipt of electronic statements is required.
Offer: When Kasasa Cash or Kasasa Cash Back qualifications are met (at least 14 debit card purchases, enrolled in and agree to receive e-statements, enrolled in and log into online banking during each Monthly Qualification Cycle).
Qualified rate · No monthly fee · Effective Dec 13, 2023
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 0.75% Over $50,000When Kasasa Cash or Kasasa Cash Back qualifications are met. 0.25%* Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Requires a minimum balance of $10.00 to open. Interest is compounded daily, paid quarterly, and paid only on days when account balance is $10.00 or more. If minimum balance is not maintained, a $5.00 service fee will be charged; if this brings balance to zero for at least 30 days, account may be closed unless a deposit is received.
Offer: Interest rate and APY may change after account opening.
0.70% interest rate · Compounded daily · Effective Sep 22, 2026
Rate checked
More details - Security Savings BankHigh Yield Investment AccountSavings · $10,000 min · 0.25%–1.00% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Tiered interest rate paid on full balance in account when minimum met. Variable rate account subject to change at any time. Interest accrued daily and credited monthly. $500 minimum transaction amount.
Offer: Tiered interest paid on full balance when minimum balance is met.
0.25% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for High Yield Investment Account Balance APY $500 and up 0.25% $10,000 and upYour amount 0.45% $25,000 and up 0.50% $50,000 and up 0.55% $75,000 and up 0.75% $100,000 and up 1.00% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Dividends are calculated by the daily balance method and paid quarterly. APY is based on the minimum daily balance maintained each day. Dividends are paid from date of deposit to date of withdrawal.
0.25% interest rate
Rate by balance
Rate by balance for Savings Accounts Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.35% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Tiered interest rate paid on full balance in account when minimum met. Variable rate account subject to change at any time. Interest is compounded monthly. $2.00 monthly service charge if balance falls below $25 at any time during the month.
Offer: Opening minimum is $25 for ages 18 and under. $2.00 monthly fee waived when $25 minimum balance is maintained at all times during the month.
0.25% interest rate · Compounded monthly · $2 monthly fee · Effective Oct 7, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No quarterly service fee if balance does not fall below $100; $1 quarterly service fee if balance falls below $100. Variable rate account compounded daily.
0.15% interest rate · Compounded daily · Effective Oct 2, 2026
Rate checked
More details - First Mid Bank & TrustMoney Market AccountMoney Market Account · $50 min · 0.05%–0.50% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Interest earned on the full daily balance by tier. Interest rate and APY may change after account opening. $10 monthly maintenance fee if the daily minimum balance falls below $5,000 during a statement cycle. $2 paper statement fee per statement cycle, waived for age 50 or older or by signing up for eStatements.
Offer: Daily balances $0–$4,999.99. Variable rate. $10 monthly maintenance fee if daily minimum balance falls below $5,000 during a statement cycle. Fees could reduce earnings. Rates current as of the deposit-rates page date (full calendar date not stated).
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Burlington, IA-IL metro
29 accounts at 11 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 0.94%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.03%
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Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch