Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–14 results in Athens, OH metro
- First National Bank of McConnelsvilleFirst Choice Statement SavingsSavings · $50 min · 0.40%–0.60% by balance
Bank · 3 branches
0.60%APY$60 a year on $10,000Requirements
Product: Interest is compounded and credited quarterly based on balance tier. $2 monthly service charge is waived by maintaining a $250 daily balance, requesting eStatements, having a checking account for combined statements, or if the depositor is under age 18 (opening deposit is also waived for minors under 18).
Offer: Requires minimum balance of $25 to obtain APY. $2 monthly fee waived with $250 daily balance, eStatements, combined checking account statement, or for minors under 18.
0.40% interest rate · $2 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for First Choice Statement Savings Balance APY Up to $1,000 0.40% $1,000 – $10,000 0.50% $10,000 – $100,000Your amount 0.60% Rate checked
More details - First National Bank of McConnelsvilleHIFI – Money MarketHIFI – Money Market · $2,500 min · 0.55%–0.85% by balance
Bank · 3 branches
0.55%APY$55 a year on $10,000Requirements
Offer: Minimum balance to obtain Annual Percentage Yield (APY) is $2,500. Daily balance up to $24,999.99.
0.55% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for HIFI – Money Market Balance APY $2,500 – $25,000Your amount 0.55% $25,000 – $1,000,000,000 0.85% Rate checked
More details - OUCU FinancialMoney Max SavingsMoney Max Savings · $0 min · 0.50%–1.00% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Offer: Compounded monthly.
0.50% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Max Savings Balance APY Up to $49,999Your amount 0.50% $50,000 – $99,999 0.70% $100,000 – $249,999 0.85% $250,000 and up 1.00% Rate checked
More details - OUCU FinancialMoney Max Savings AccountSavings · $0 min · 0.50%–1.00% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Tiered savings account. Dividends compounded and credited monthly. No monthly service fee. Unlimited access to funds.
Offer: Dividends compounded and credited monthly.
0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Max Savings Account Balance APY Up to $49,999Your amount 0.50% $50,000 – $99,999 0.70% $100,000 – $249,999 0.85% $250,000 and up 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest compounding quarterly. Six electronic transfers per quarter. Fees charged against the account may reduce earnings. Rate may change after account is opened.
Offer: No fees on accounts with $100 average daily balance. Interest compounding quarterly.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest compounding monthly. Debit card access. Receive monthly statements. Fees charged against the account may reduce earnings. Rate may change after account is opened.
Offer: No fees on accounts with $500 average daily balance. Interest compounding monthly.
0.25% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required for OUCU membership ($5 share maintains membership). Dividends compounded and credited quarterly. No monthly service fee. Unlimited withdrawals and transfers.
Offer: Dividends compounded and credited quarterly. Minimum to earn APY is $0.00.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Open with just $5. Competitive dividends paid quarterly. No minimum balance fee with $50+ in account.
Offer: No minimum balance fee with $50+ in your account.
0.01% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Interest Rate/APY only available with at least one (1) monthly automatic transfer. Rate changes to .01% (.01% APY) with no automatic transfer. A minimum balance is not required. Limit of 6 preauthorized transactions per month. Unlimited ATM Withdrawals.
Offer: Rate applies with no automatic transfer. Monthly service charge fee of $10.00 if balance is below minimum balance of $20.00 to avoid fee.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Dec 14, 2017
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Athens, OH metro
14 accounts at 6 banks and credit unions · checked Oct 6–16
- Typical
- 0.04%
- Top 10% from
- 0.54%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.28%
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Athens, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Atomic Credit UnionCredit union · 1 branch