Bank · FDIC insured
First National Bank of McConnelsville Savings Rates
First National Bank of McConnelsville’s best savings rate is 0.60% APY on $10,000, with its First Choice Statement Savings. Rates checked October 16, 2026.
How First National Bank of McConnelsville’s savings rates compare
Compared with banks and credit unions near Athens, OH, where First National Bank of McConnelsville has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of McConnelsville
0.60%APY
- Minimum
- $50
- Earns on $10,000 a year
- $60
First Choice Statement Savings
2nd-highest rate
OUCU Financial
0.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $50
3rd-highest rate
Hocking Valley Bank
0.25%APY
- Minimum
- $100
- Earns on $10,000 a year
- $25
First National Bank of McConnelsville savings score
81
Savings score
Higher than 55% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of McConnelsville ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
HIFI – Money Market
0.55%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $25,000Minimum balance to obtain Annual Percentage Yield (APY) is $2,500. Daily balance up to $24,999.99. | 0.55% | $55 | Minimum balance to obtain Annual Percentage Yield (APY) is $2,500. Daily balance up to $24,999.99. |
| $25,000 – $1,000,000,000Minimum balance to obtain Annual Percentage Yield (APY) is $2,500. Daily balance of $25,000.00 to $999,999,999.99. | 0.85% | — | Minimum balance to obtain Annual Percentage Yield (APY) is $2,500. Daily balance of $25,000.00 to $999,999,999.99. |
Sources (1)
- first-national.com/rates · captured Oct 6, 2026
Special-purpose accounts
Christmas Club Account
0.60%APY
Club account to save for the holidays. Early withdrawals are generally not permitted; a $5 withdrawal fee applies to close the account in an emergency exception.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Early withdrawals generally not permitted; $5 withdrawal fee to close for emergency exceptions. | 0.40% | — | Early withdrawals generally not permitted; $5 withdrawal fee to close for emergency exceptions. |
| $1,000 – $9,999Early withdrawals generally not permitted; $5 withdrawal fee to close for emergency exceptions. | 0.50% | — | Early withdrawals generally not permitted; $5 withdrawal fee to close for emergency exceptions. |
| $10,000 and upEarly withdrawals generally not permitted; $5 withdrawal fee to close for emergency exceptions. | 0.60% | $60 | Early withdrawals generally not permitted; $5 withdrawal fee to close for emergency exceptions. |
First Choice Statement Savings
0.60%APY
Interest is compounded and credited quarterly based on balance tier. $2 monthly service charge is waived by maintaining a $250 daily balance, requesting eStatements, having a checking account for combined statements, or if the depositor is under age 18 (opening deposit is also waived for minors under 18).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Requires minimum balance of $25 to obtain APY. $2 monthly fee waived with $250 daily balance, eStatements, combined checking account statement, or for minors under 18. | 0.40% | — | Requires minimum balance of $25 to obtain APY. $2 monthly fee waived with $250 daily balance, eStatements, combined checking account statement, or for minors under 18. |
| $1,000 – $10,000Requires minimum balance of $25 to obtain APY. $2 monthly fee waived with $250 daily balance, eStatements, combined checking account statement, or for minors under 18. | 0.50% | — | Requires minimum balance of $25 to obtain APY. $2 monthly fee waived with $250 daily balance, eStatements, combined checking account statement, or for minors under 18. |
| $10,000 – $100,000Requires minimum balance of $25 to obtain APY. $2 monthly fee waived with $250 daily balance, eStatements, combined checking account statement, or for minors under 18. | 0.60% | $60 | Requires minimum balance of $25 to obtain APY. $2 monthly fee waived with $250 daily balance, eStatements, combined checking account statement, or for minors under 18. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.