Bank · FDIC insured
Farmers Bank
A $472M bank headquartered in Pomeroy, OH, with 9 branches in 2 states.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: published rates need another account or activity, so they are not scored. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- Savings—0.01%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Farmers Bank
Farmers Bank is a community-owned bank operating eight branches across Ohio and West Virginia.
The bank maintains office facilities in Pomeroy, Ohio.
- Headquarters
- 640 E Main St, Pomeroy, OH 45769
- FDIC certificate
- 769 ↗
Branches
9 branches in 2 states
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Ohio
6 branches
Pomeroy area · 2
- The Farmers Bank and Savings CompanyMain office640 E Main St, Pomeroy, OH 45769Directions
- Corporate Center Branch211 W Main St, Pomeroy, OH 45769Directions
Gallipolis area · 2
- Gallipolis Branch164 Upper River Rd, Gallipolis, OH 45631Directions
- Spring Valley Branch82 Mccormick Rd., Gallipolis, OH 45631Directions
Athens area · 1
- Nelsonville Banking Center Branch9 W Columbus St, Nelsonville, OH 45764Directions
Tuppers Plains area · 1
- Tuppers Plains Branch42068 State Route 7, Tuppers Plains, OH 45783Directions
West Virginia
3 branches
Huntington area · 1
- Teays Valley Branch3572 Teays Valley Rd, Hurricane, WV 25526Directions
Mason area · 1
- Mason Branch424 2nd St, Mason, WV 25260Directions
Point Pleasant area · 1
- Point Pleasant Branch1716 Jefferson Blvd, Point Pleasant, WV 25550Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.25% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.97% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.80% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $79 | $81 | — |
- CapitalLeverage ratio9.25%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.97%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.80%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$79Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Farmers Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.