Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Albertville, AL metro
- 4.00%APY$400 a year on $10,000
Requirements
Product: Requires $10,000 minimum opening deposit in funds not currently on deposit at SouthPoint Bank. No monthly service fee with $10,000 average monthly balance. Variable rate subject to change.
Offer: Requires minimum opening deposit of $10,000 in funds not currently on deposit at SouthPoint Bank. Variable rate subject to change. No monthly service fee with $10,000 average monthly balance; fees may reduce earnings if balance falls below $10,000.
Effective Sep 8, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 5 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 5 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Family Savings Credit UnionMoney Market AccountMoney Market Account · 0.00%–2.75% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Must meet Field of Membership requirements. You must keep the $5.00 par value of a regular share in FSCU to maintain this account. There is no minimum balance that must be kept in the Money Market Share Account, but no dividends are earned on average daily balances of $499.99 or less. No monthly service fees. Money Market Excessive withdrawal fee assessed if more than 6 withdrawals clear in a month. Member accounts insured up to $1,000,000 ($250,000 NCUA, $750,000 ESI).
Offer: No dividends are earned on average daily balances of $499.99 or less.
No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 0.00% $500 – $10,000 1.50% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 and up 2.75% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number. Not for commercial purposes.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account (at least 15 debit card purchases, at least 1 ACH credit or ACH payment, and enrolled in eStatements during Monthly Qualification Cycle).
Qualified rate · No monthly fee · Effective Apr 8, 2024
Rate by balance
Rate by balance for Free Kasasa Saver® Balance APY Up to $100,000Your amount 2.00% Over $100,000 0.50% Rate checked
More details - WinSouth Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.50%–2.75% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000intro rateRequirements
Product: In honor of the 75th anniversary, members with an active direct deposit—or who bring their direct deposit—receive an additional 0.75% added to current Money Market rates for a limited time.
Promotional rate
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $4,999 1.50% $5,000 – $9,999 1.50% $10,000 – $14,999Your amount 2.00% $15,000 – $49,999 2.50% $50,000 – $99,999 2.75% $100,000 – $199,999 2.75% $200,000 and up 2.75% Rate checked
More details - Family Security Credit UnionDaily Action Savings AccountSavings · $0 min · 0.00%–2.12% by balance
Credit union · 3 branches
1.51%APY$151 a year on $10,000Requirements
Product: No monthly service fee. Unlimited in-branch transactions; up to 6 preauthorized or check withdrawals per month. Maintenance or activity fees could reduce earnings. Penalties may be imposed for early withdrawal.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Daily Action Savings Account Balance APY Up to $2,000 0.00% $2,000 – $5,000 1.51% $5,000 – $50,000Your amount 1.51% $50,000 – $100,000 1.81% $100,000 and up 2.12% Rate checked
More details - Family Savings Credit UnionNGAGE Saving AccountSavings · $5 min · 0.70%–1.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Only available to members with a linked NGAGE Checking/Spending account. Limit 1 account per Social Security Number. Enrollment in eDocuments required; without eDocuments, FSCU reserves the right to convert the account to a Master Share Account. No monthly account maintenance charge.
Offer: Requires meeting monthly qualification requirements in linked NGAGE Checking/Spending account (12 debit card/credit card transactions, 1 ACH deposit/payment, and eDocuments enrollment).
Qualified rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for NGAGE Saving Account Balance APY Up to $25,000Your amount 1.50% Over $25,000Requires meeting monthly qualification requirements in linked NGAGE Checking/Spending account. lower blended APY for balances over $125,000). 0.70% Rate checked
More details - Redstone Federal Credit UnionMoney Market Account for Share and Trust AccountsMoney Market Account for Share and Trust Accounts · $2,000 min · 1.00%–2.53% by balance
Credit union · 2 branches
1.16%APY$116 a year on $10,000Requirements
Product: Consumer account rate sheet. A minimum balance of $1 is required to open the Money Market Share or Money Market Share Trust Account. A minimum daily balance of $2,000 is required to earn dividends. No dividends will be earned for the length of time your daily balance falls below $2,000. The minimum balance for a Money Market tier must be maintained to earn the stated APY for that tier.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account for Share and Trust Accounts Balance APY $2,000 – $5,000 1.00% $5,000 – $50,000Your amountDividends payable monthly. 1.16% $50,000 – $100,000Dividends payable monthly. 1.26% $100,000 – $250,000Dividends payable monthly. 1.51% $250,000 – $500,000Dividends payable monthly. 1.71% $500,000 – $1,000,000Dividends payable monthly. 2.12% $1,000,000 and upDividends payable monthly. 2.53% Rate checked
More details - Redstone Federal Credit UnionEndeavor Money MarketEndeavor Money Market · $2,000 min · 1.00%–1.51% by balance
Credit union · 2 branches
1.16%APY$116 a year on $10,000Requirements
Product: The minimum balance required to open the Endeavor Money Market Account and earn dividends is $2,000. No dividends will be earned for the length of time the balance is below $2,000. The minimum balance for a tier must be maintained to earn the stated APY for that tier. Rates may change every month as determined by the Board of Directors.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Endeavor Money Market Balance APY $2,000 – $5,000 1.00% $5,000 – $50,000Your amount 1.16% $50,000 – $100,000 1.26% $100,000 and up 1.51% Rate checked
More details - Redstone Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,000 min · 1.00%–2.53% by balance
Credit union · 2 branches
1.16%APY$116 a year on $10,000Requirements
Product: Membership required. Minimum daily balance of $2,000 is required to earn dividends. No dividends earned if daily balance falls below $2,000. Minimum balance for a Money Market tier must be maintained to earn the disclosed APY for that tier.
Offer: Minimum balance for tier must be maintained to earn disclosed APY.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,000 – $5,000 1.00% $5,000 – $50,000Your amount 1.16% $50,000 – $100,000 1.26% $100,000 – $250,000 1.51% $250,000 – $500,000 1.71% $500,000 – $1,000,000 2.12% $1,000,000 and up 2.53% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Core savings account received with membership. Paid monthly. Member voting rights.
0.40% interest rate
Rate checked
More details - 0.40%APY$40 a year on $10,000
0.40% interest rate · Effective Mar 24, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
0.30% interest rate · Effective Mar 24, 2026
Rate by balance
Rate by balance for Money Prime Balance APY Up to $2,500 0.30% $2,500 – $10,000 0.40% $10,000 – $25,000Your amount 0.40% $25,000 and up 0.50% Rate checked
More details - Emblem Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.35%–3.25% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Avoid the $10 monthly service fee by maintaining a $1,000 minimum daily balance. 6 free withdrawals or transfers per month (no more than 3 by check); $10 per transaction in excess thereafter. Compounded monthly.
Offer: Avoid the $10 monthly service fee by maintaining a $1,000 minimum daily balance. Compounded monthly.
0.35% interest rate · Compounded monthly · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $50,000Your amount 0.35% $50,000 – $250,000 2.00% $250,000 – $500,000 2.50% $500,000 and up 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Albertville, AL metro
43 accounts at 12 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Albertville, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Family Savings Credit UnionCredit union · 1 branch
- WinSouth Credit UnionCredit union · 1 branch
- Emblem Credit UnionCredit union · 1 branch