Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in South Dakota
- Interfaith Federal Credit UnionMembership Share Savings AccountSavings · $100 min · 0.01%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Required membership share savings account. Minimum required balance is $5. Dividend earnings begin with a balance of $100. Rates are compounded and credited monthly. Account is for individuals age 18 and older (members under 18 open Xtreme Savers which converts at 18).
Offer: Tier 1
0.01% interest rate
Rate by balance
Rate by balance for Membership Share Savings Account Balance APY $100 – $999 0.01% $1,000 – $4,999Tier 2 0.05% $5,000 – $14,999Your amountTier 3 0.05% $15,000 – $24,999Tier 4 0.05% $25,000 – $49,999Tier 5 0.10% $50,000 – $99,999Tier 6 0.10% $100,000 and upTier 7 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linked Free Kasasa Cash checking account. Monthly qualification cycle requirements to earn the higher rate: at least 1 bill pay or ACH payment transaction, at least 10 debit card purchases, and enrollment in eStatements. Limit 1 account per SSN. Limit 6 transfers per month.
Offer: Base rate applied to entire daily balance if linked Kasasa Cash qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Basic savings account. Interest compounds quarterly. $5 monthly service charge if average daily available balance falls below $50 (fee waived for minors under age 18). 6 free withdrawals per month, then $3 each. Free eStatements.
Offer: Interest paid on balances of $0.01 or more. $5 monthly fee if average daily balance falls below $50 (waived for minors under 18).
$5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly service charge for customers under 22 years old. Customers 22 or older can avoid the $5 monthly service charge by maintaining a $50 average daily balance. Interest compounded and credited quarterly.
Offer: No monthly service charge for customers under 22 years old; waived for customers 22 or older with a $50 average daily balance. Rates current as of 10/1/26 and may change after account opening.
0.05% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Foundation of credit union membership. $5.00 deposit remains in account as long as you are a member. No monthly service fees or minimum balance requirements. Minimum balance of $50 to earn dividends.
Offer: Minimum balance to earn dividends is $50. $5 minimum deposit to open/establish.
No monthly fee · Effective Sep 25, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Additional savings accounts can be opened online for goals such as wedding or vacation. No monthly service fees. Minimum balance of $50 to earn dividends.
Offer: Minimum balance to earn dividends is $50.
No monthly fee · Effective Sep 25, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance requirements apply to this account. Dividends compounded and credited monthly.
Offer: No minimum deposit or daily balance required to earn dividends. Dividends compounded and credited monthly.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Black Hills Federal Credit UnionRegular Share / Regular SavingsSavings · $5 min
Credit union · 18 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends compounded and credited monthly. Par value of a share required for membership is $5.00.
Offer: Minimum daily balance required to avoid a fee is $5.00. Minimum deposit required to open and earn dividends is $5.00.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with Highmark Credit Union. Automatic deposit available via Direct Deposit or Payroll Deduction.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a Kasasa Cash or Kasasa Cash Back account to open. Earned checking rewards are automatically transferred into the Kasasa Saver. Base rate applies if qualifications are not met. Qualifications per cycle: at least 12 debit card purchases, at least 1 direct deposit/ACH credit/ACH payment transaction, and enrolled in e-statements. Qualifying period is last day of a month through second-to-last day of the following month.
Offer: Base rate on all balances if monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Fees may reduce earnings on the account. Deposit of $5 required to become a member/owner.
Offer: Fees may reduce earnings on the account. Deposit of $5 required to become a member/owner.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account to build automatic savings. Earning the highest rate requires meeting monthly qualification cycle activities in linked checking (at least 12 debit card purchases > $4.99, at least 1 direct deposit or ACH credit, and enrolled in E-Statements). No monthly maintenance fee. No minimum balance to earn rewards.
Offer: When qualifications in linked checking account are not met. Dividend rate of 0.05% (0.0499%) on entire average daily balance.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Feb 1, 2024
Rate checked
More details - ReliabankMoney Market SavingsMoney Market Savings · $2,500 min · 0.05%–0.20% by balance
Bank · 10 branches
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance fee of $5.00 applies if average daily balance falls below $2,500.00. $2.00 per month fee applies for paper statements, waived with eStatements enrollment.
Offer: $5.00 monthly maintenance fee if average daily balance falls below $2,500.00; $2.00 fee for paper statements waived with eStatements.
0.05% interest rate · $5 monthly fee · Effective Jan 14, 2022
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $24,999Your amount 0.05% $25,000 – $74,999 0.10% $75,000 – $199,999 0.15% $200,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance. Make up to two withdrawals in a 12-month period. Dividends paid monthly on daily balances of $100 or more.
Offer: Dividends paid monthly on daily balances of $100 or more. Up to two withdrawals per 12-month period.
0.05% interest rate · No monthly fee · Effective Nov 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in South Dakota
145 accounts at 57 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.51%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.40%
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South Dakota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- San Diego Firefighters Federal Credit UnionCredit union · 1 branch
- Voyage Federal Credit UnionCredit union · 4 branches
- Sioux Valley Co-op Federal Credit UnionCredit union · 1 branch