Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in South Dakota
- 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a $5 account balance and make a minimum of one transaction a year to become a member for life.
Offer: Compounded monthly. Minimum to earn dividend is $100 and above.
Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personalize your account by selecting a name which will appear on your statement to track progress toward savings goals. No minimum balance to open your account.
Offer: Compounded monthly. Earn dividends on balances of $100 or more.
Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Effective Nov 14, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must become a member by opening a $5 share savings account; membership is eligible for employees and directors of rural electric cooperatives, their spouses, and children. Rates may change quarterly.
0.10% interest rate · Effective Jul 1, 2026
Rate checked
More details - Sentinel Federal Credit UnionRegular Savings / Share Savings AccountSavings · $5 min · 0.00%–0.15% by balance
Credit union · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: Account establishes Credit Union membership. Dividends paid monthly on daily balances of $100 or more.
Offer: Tier 1
0.00% interest rate · No monthly fee · Effective Nov 1, 2025
Rate by balance
Rate by balance for Regular Savings / Share Savings Account Balance APY Up to $100 0.00% $100 – $5,000Tier 2 0.10% $5,000 – $25,000Your amountTier 3 0.10% $25,000 and upTier 4 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Dividends quarterly
Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
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More details - 0.08%APY$8 a year on $10,000with conditions
Requirements
Product: Requires a Premier Checking relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.08% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.08% $5,000 – $25,000Your amount 0.08% $25,000 – $100,000 0.10% $100,000 – $500,000 0.10% $500,000 – $1,000,000 0.12% $1,000,000 – $2,500,000 0.12% $2,500,000 and up 0.12% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Eligible for Net Zero and Community Impact Deposits.
Offer: Monthly maintenance fee of $10 is waived if a daily balance of $1,000 or greater is maintained every day of the month. $1.50 quarterly paper statement fee waived if enrolled in eStatements.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Advantage Savings Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.06% $10,000 and upYour amount 0.08% Rate checked
More details - 0.06%APY$6 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citi Priority relationship tier (requires $30,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citi Priority tier.
Qualified rate · 0.06% interest rate · $4.50 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
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More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
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More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linked Kasasa Cash or Kasasa Cash Back checking account and meeting monthly qualification cycle requirements (at least 12 debit card purchases, at least 1 direct deposit/ACH, and enrolled in e-Statements) to earn qualifying rates. If qualifications are not met, non-qualifying rate applies. No monthly maintenance fee. No minimum balance required to earn rewards. Minimum opening deposit $0.
Offer: Non-qualifying base rate when qualifications on linked Kasasa checking account are not met. Applies to entire average daily balance.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Apr 7, 2026
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More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required opening account for every Voyage member, and the first $5 you deposit stays put, serving as your lifelong share in the credit union.
0.05% interest rate · No monthly fee · Effective Oct 30, 2025
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in South Dakota
145 accounts at 57 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.51%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.40%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
South Dakota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- San Diego Firefighters Federal Credit UnionCredit union · 1 branch
- Voyage Federal Credit UnionCredit union · 4 branches
- Sioux Valley Co-op Federal Credit UnionCredit union · 1 branch