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Credit union · NCUA insured

HB Telco FCU Savings Rates

HB Telco FCU’s best savings rate is 0.10% APY on $10,000, with its Share Savings. Rates checked October 22, 2026.

How HB Telco FCU’s savings rates compare

Compared with banks and credit unions near Huron, SD, where HB Telco FCU has the most branches. $10,000, best rate first.

  • This credit union’s best

    HB Telco FCU

    0.10%APY

    Requires
    None
    Minimum
    $5
    Earns on $10,000 a year
    $10

    Share Savings

  • Top rate

    American Bank & Trust

    1.00%APY

    Requires
    None
    Minimum
    $50
    Earns on $10,000 a year
    $100

    American Bank & Trust rates

  • 2nd-highest rate

    BMO

    0.80%APY

    Requires
    Another account
    Minimum
    $25
    Earns on $10,000 a year
    $80

    BMO rates

Compare savings rates near you →

HB Telco FCU savings score

64

Savings score

Higher than 10% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.10%
  • $10,000 balance$10,0000.10%
  • $100,000 balance$100,0000.10%
  • QualifiedQualified0.10%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where HB Telco FCU ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join HB Telco FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Membership is open to Centurylink in 20 surrounding counties.
  • Membership is open to Girl Scouts of Nyoda Council sponsor group.
  • Membership is open to Midstate Communications Cooperative sponsor group.
  • Membership is open to NorthWestern Corporation sponsor group.
  • Membership is open to Santel Communications Cooperative sponsor group.
  • Membership is open to Venture Communications Cooperative sponsor group.
4 more ways to join

Military, government and schools

  • Membership is open to Beadle and Kingsbury County employees.
  • Membership is open to employees of City of Huron.
  • Membership is open to State of South Dakota employees who work in Beadle County.

Family and household

  • Membership is open to members of qualifying employees' immediate families.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← HB Telco FCU overview