Credit union · NCUA insured
Rushmore Credit Union Savings Rates
Rushmore Credit Union’s best savings rate is 1.00% APY on $10,000, with its Premier Shares. Rates checked October 22, 2026.
How Rushmore Credit Union’s savings rates compare
Compared with banks and credit unions near Rapid City, SD, where Rushmore Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Rushmore Credit Union
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Premier Shares
Top rate
Highmark Federal Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
2nd-highest rate
Aspen Federal Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
Rushmore Credit Union savings score
85
Savings score
Higher than 70% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.25%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Rushmore Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Shares
1.00%APY
Premier Share rates are subject to change.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $5,000 | 0.75% | — |
| $5,001 – $20,000 | 1.00% | $100 |
| $20,001 – $40,000 | 1.00% | — |
| $40,001 – $80,000 | 1.00% | — |
| $80,001 – $100,000 | 1.25% | — |
| $100,001 and up | 1.50% | — |
Sources (1)
- refcu.coop/share-rates · captured Sep 19, 2026
Regular Shares/Savings
0.10%APY
Must become a member by opening a $5 share savings account; membership is eligible for employees and directors of rural electric cooperatives, their spouses, and children. Rates may change quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Special-purpose accounts
HSA Shares
0.50%APY
Share and IRA rates may change quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (1)
- refcu.coop/share-rates · captured Sep 19, 2026
IRA Shares
0.50%APY
Share and IRA rates may change quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (1)
- refcu.coop/share-rates · captured Sep 19, 2026
Who can join Rushmore Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and directors of rural electric cooperatives are eligible for membership.
Family and household
- Spouses and children of members are eligible for membership.
Cost to join
- Opening a $5 share savings account is required to become a member.
Membership information collected October 4, 2026.