Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 511–525 results in New York
- ESL Federal Credit UnionMoney Maker AccountSavings · $2,500 min · 0.05%–0.45% by balance
Credit union · 32 branches
0.10%APY$10 a year on $10,0000.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Maker Account Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.25% $50,000 and up 0.45% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Automatic payroll deduction can be set up to reach savings goals.
Offer: Dividends compounded monthly using daily balance method.
0.10% interest rate · Compounded monthly · Effective Feb 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Balances of $25 or more earn dividends paid monthly.
Offer: Dividends compounded monthly using daily balance method.
0.10% interest rate · Compounded monthly · Effective Feb 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: For Full Service Members
Offer: Full Service Members
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly fee of $10 waived with a direct deposit or an average monthly balance of $2,000.
Offer: Monthly fee of $10 waived with a direct deposit or an average monthly balance of $2,000.
0.10% interest rate · $10 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly fee of $6.00 waived with average monthly balance of $500.
Offer: Monthly fee of $6.00 waived with average monthly balance of $500.
0.10% interest rate · $6 monthly fee
Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
Rate checked
More details - Boulevard Federal Credit UnionShare Savings / Regular SavingsSavings · $100 min
Credit union · 1 branch
0.08%APY$8 a year on $10,000Requirements
Product: Earns quarterly dividends on average daily balances of $100 or greater. Open with as little as $5. Key to membership.
Offer: Quarterly dividends earned on average daily balances of $100 or greater.
Effective Jan 1, 2026
Rate checked
More details - Advantage Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.05%–0.12% by balance
Credit union · 7 branches
0.08%APY$8 a year on $10,000Requirements
Product: Minimum balance to open is $2,500. Minimum balance required to maintain the account is $2,000; balances below $2,000 are assessed a monthly $5.00 service charge. Interest is paid monthly and calculated using daily balance method.
Offer: Interest paid monthly; calculated using daily balance method. $5.00 monthly service charge if balance falls below $2,000.
0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $9,999 0.05% $10,000 – $24,999Your amount 0.08% $25,000 – $49,999 0.10% $50,000 and up 0.12% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Dividends are compounded and credited quarterly, paid on the last day of the quarter. No accrued dividends if accounts are closed before dividends are posted. Maximum six monthly withdrawals to avoid fees.
Offer: Average daily balance to earn APY.
0.50% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 0.08% $25,000 – $50,000 1.31% $50,000 – $100,000 1.65% $100,000 and up 1.82% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 5 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - TruNorthern Federal Credit UnionRegular Share AccountSavings · $100 min · 0.05%–0.15% by balance
Credit union · 4 branches
0.07%APY$7 a year on $10,000Requirements
Product: Regular Share account holders invest $25.00 to become a part-owner. Earns dividends monthly with a balance more than $100.00.
0.05% interest rate · Effective Sep 8, 2023
Rate by balance
Rate by balance for Regular Share Account Balance APY $100 – $2,000 0.05% $2,000 – $10,000Your amount 0.07% Over $10,000 0.15% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 5 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Secondary savings account to stash money for whatever you need.
Offer: Minimum balance to earn dividends is $0.
0.06% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch
- Ontario Shores FCUCredit union · 5 branches