Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 421–435 results in New York
- 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $1 minimum balance to maintain. Open with as little as $1. No monthly service charges or fees. Unlimited deposits & withdrawals. Dividends compounded monthly, rates set monthly. $1 minimum balance on Primary Share Savings to earn dividends.
Offer: Minimum balance of $1 on Primary Share Savings only. Rates set monthly. Dividends compounded monthly.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - First New York Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–0.20% by balance
Credit union · 9 branches
0.10%APY$10 a year on $10,000Requirements
Product: No minimum to open. $2,500 minimum balance must be maintained to earn dividends. Dividends are compounded monthly. Fees may reduce earnings.
Offer: Dividends are compounded monthly. $2,500 minimum balance must be maintained to earn dividends. Fees may reduce earnings.
0.10% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 and up 0.20% Rate checked
More details - FourLeaf Federal Credit UnionMoney Market AccountMoney Market Account · $5 min · 0.10%–1.00% by balance
Credit union · 37 branches
0.10%APY$10 a year on $10,000Requirements
Product: Membership required, which is subject to approval and requires opening and maintaining a $5 Savings Account. Minimum balance requirement of $5.00 to open online and $1.00 when opened in a branch.
Offer: Tier 1. Entire balance earns the corresponding APY if daily ending balance is within tier. Online opening minimum is $5.00 ($1.00 when opened in a branch).
0.10% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 0.10% $500 – $50,000Your amountTier 2. 0.10% $50,000 – $100,000Tier 3. 0.15% $100,000 – $250,000Tier 4. 0.25% $250,000 – $500,000Tier 5. 0.40% $500,000 and upTier 6. 1.00% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable Rate account. Interest compounded and credited calendar quarter basis. Balance computation method is daily balance method. Minimum ledger balance of $1.00 to obtain disclosed APY. Rate and APY may change the first day of each month.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: All members must open a savings account in order to take advantage of Teachers other products and services. Minimum opening deposit of $1.00.
Offer: Minimum balance to open is $1.00; minimum balance to earn interest is $50.
0.10% interest rate · Effective Aug 28, 2025
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More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Paper statement format. Monthly fee waived with minimum balance requirement.
0.10% interest rate
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More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Passbook format. Monthly fee waived with minimum balance requirement.
0.10% interest rate
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More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Track progress for all goals. Create and track multiple accounts. Save for individual goals. Broadview membership required. Rate is variable and may change after opening.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 23, 2026
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More details - 0.10%APY$10 a year on $10,000intro rate
Requirements
Product: Broadview membership is required. 24/7 access to all money, schedule transfers to build savings. Rate is variable and may change after opening.
Promotional rate · 0.10% interest rate · No monthly fee · Effective Oct 23, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance required to open and maintain is $2,500. Must maintain a minimum daily balance of $2,500 to obtain the disclosed APY. If balance falls below required minimum, subject to a below minimum balance fee. Maximum six automated withdrawals or transfers per month (up to three can be checks cleared). Variable rate account. Membership eligibility applies.
Offer: Variable rate. Earn on balances over $2,500. Minimum daily balance of $2,500 to earn disclosed APY. Subject to below minimum balance fee if account falls below $2,500. Maximum 6 withdrawals or transfers per month.
0.10% interest rate · Effective Oct 23, 2026
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More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires $5 minimum balance/deposit to open.
0.10% interest rate · Effective Apr 3, 2023
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More details - Reliant Credit UnionSavings DividendSavings · $100 min · 0.05%–0.10% by balance
Credit union · 10 branches
0.10%APY$10 a year on $10,000Requirements
Product: Your first $5.00 deposit represents your share in the credit union and gives you voting rights at annual meetings, remaining on deposit for the life of your membership. A $5 monthly low-balance fee applies if the total balance (including all sub-accounts) is less than $100 on the last business day of the month; waived if the member maintains a combined balance of at least $100 across deposit/loan accounts, for owners under age 18, or during the first 3 months. Dividends calculated, compounded, and credited monthly based on average daily balance.
Offer: Rates accurate as of 6/29/2026 and subject to change. $5 monthly fee waived if combined balance is at least $100, account is open less than 3 months, or owner is under 18.
0.05% interest rate · $5 monthly fee · Effective Jun 29, 2026
Rate by balance
Rate by balance for Savings Dividend Balance APY $100 – $1,000 0.05% $1,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A minimum balance of $5.00 is required to maintain credit union membership and be eligible for additional credit union services. To obtain the disclosed APY, a minimum balance of $50.00 must be maintained.
Offer: To obtain the disclosed APY, a minimum balance must be maintained.
0.10% interest rate · Effective Sep 30, 2026
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More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Accounts with a daily balance of less than $2,500 will be subject to a $10.00 monthly service fee (consumer and business MMDA).
Offer: Accounts with a daily balance of less than $2,500 will be subject to a $10.00 monthly service fee.
$10 monthly fee · Effective Oct 23, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch
- Ontario Shores FCUCredit union · 5 branches