Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in New York
- Adirondack Federal Credit UnionShare 15 Money MarketShare 15 Money Market · 0.01%–1.25% by balance
Credit union · 3 branches
1.25%APY$125 a year on $10,000Requirements
Product: Membership eligibility requires living, working, worshiping, or attending school in Essex, Franklin, St. Lawrence, or Clinton counties.
Offer: No fees that could reduce earnings; no penalties for early withdrawals.
0.01% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share 15 Money Market Balance APY Up to $2,500 0.01% $2,500 – $74,999Your amount 1.25% $75,000 – $149,999 0.40% $150,000 and up 0.25% Rate checked
More details - OceanFirst BankFirstWave Money MarketFirstWave Money Market · $0 min · 0.05%–2.50% by balance
Bank · 36 branches
1.25%APY$125 a year on $10,000intro rateRequirements
Product: New money only. $10,000 minimum to receive promotional rates. Available for consumer and business.
Promotional rate · 0.05% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for FirstWave Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountNew money only; 1.25% $100,000 – $250,000New money only; 2.00% $250,000 – $500,000New money only; 2.25% $500,000 and upNew money only; 2.50% Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Offer: Minimum daily balance to earn interest is $2,500.00. Available when linked to the e-Advantage checking, enrolled in Online Banking and e-Statements.
Qualified rate · 1.24% interest rate · Effective Sep 24, 2026
Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Linked to Advantage Plus Checking account. To earn qualifying tiered APY, must meet Advantage Plus Checking qualifications each monthly qualification cycle (enrolled in and log in to Online Banking, enrolled in e-Statements, at least 1 direct deposit or automatic ACH payment post and settle, and at least 12 signature-based debit card purchases post and settle). If qualifications are not met, all balances earn 0.05% APY. Limit one account per SSN.
Offer: Requires meeting monthly qualification cycle requirements on linked Advantage Plus Checking account.
Qualified rate · 1.24% interest rate · No monthly fee
Rate by balance
Rate by balance for Advantage Savings Balance APY Up to $25,000Your amount 1.25% Over $25,000 0.35% Rate checked
More details - GHS FCUMoney Market PlusMoney Market Plus · $10,000 min · 1.25%–1.75% by balance
Credit union · 2 branches
1.25%APY$125 a year on $10,000Requirements
Product: Credit Union Membership required with a $1.00 minimum deposit and $1.00 membership fee.
Offer: No monthly service fee if minimum average daily balance is $5,000. $5 monthly service fee if minimum average daily balance drops below $5,000.
1.24% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Plus Balance APY $10,000 – $25,000Your amount 1.25% $25,000 – $50,000 1.50% $50,000 and up 1.75% Rate checked
More details - Ocean Financial Federal Credit UnionMercy Super Saver AccountSavings · $5 min
Credit union · 4 branches
1.25%APY$125 a year on $10,000Requirements
Product: Exclusive to Staff, Volunteers, and their families of Mercy Hospital. $0 to open and maintain account. $5 minimum to earn interest.
Offer: Earns 1.25% APY on all balances ($5 minimum to earn interest).
No monthly fee · Effective Oct 1, 2025
Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - The Summit Federal Credit UnionMoney MarketMoney Market · $1,500 min · 1.10%–1.60% by balance
Credit union · 15 branches
1.20%APY$120 a year on $10,000Requirements
Product: Must be a member of The Summit Federal Credit Union ($5.00 par value share in Primary Savings required for membership). Average daily balance of at least $1,500 required to earn dividends. A monthly Account Maintenance Fee of $5.95 applies to the member's account unless exempt (e.g., monthly Combined Balance is $2,500 or greater, age 22 and younger, age 65 and older, accounts open less than 3 months, 10 or more monthly debit card POS transactions posted during the month, non-profit organizations, or checking with at least one direct deposit received per quarter).
Offer: Tiered rate applied to full balance based on average daily balance.
1.09% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $10,000 1.10% $10,000 – $25,000Your amount 1.20% $25,000 – $50,000 1.30% $50,000 and up 1.60% Rate checked
More details - Oswego County Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.00%–2.53% by balance
Credit union · 5 branches
1.16%APY$116 a year on $10,0001.00% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.16% $25,000 – $50,000 1.26% $50,000 – $100,000 1.36% $100,000 – $250,000 2.27% $250,000 and up 2.53% Rate checked
More details - Generations United Federal Credit UnionMONEY MARKET SAVINGSMONEY MARKET SAVINGS · $2,500 min · 1.01%–2.27% by balance
Credit union · 1 branch
1.16%APY$116 a year on $10,000Effective Mar 1, 2023
Rate by balance
Rate by balance for MONEY MARKET SAVINGS Balance APY $2,500 and up 1.01% $10,000 and upYour amount 1.16% $25,000 and up 1.56% $50,000 and up 1.76% $100,000 and up 2.02% $200,000 and up 2.27% Rate checked
More details - Access Federal Credit UnionMoney Market SavingsMoney Market Savings · $5,000 min · 0.25%–1.60% by balance
Credit union · 4 branches
1.15%APY$115 a year on $10,000Requirements
Product: Must maintain a minimum balance of $5,000 in your account each day to obtain the disclosed annual percentage yield for that day.
Offer: Must maintain a minimum balance of $5,000 in your account each day to obtain the disclosed annual percentage yield for that day.
0.25% interest rate · Effective Oct 8, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $5,000 – $10,000 0.25% $10,000 – $25,000Your amount 1.15% $25,000 – $50,000 1.60% $50,000 – $100,000 1.60% $100,000 and up 1.60% Rate checked
More details - UHS Employees Federal Credit UnionPremier Money Market AccountPremier Money Market Account · $2,500 min · 1.00%–1.50% by balance
Credit union · 3 branches
1.15%APY$115 a year on $10,000Requirements
Product: Requires opening and maintaining a balance of at least $2,500.00 at all times. Must maintain at least $5.00 in a share savings account.
Offer: Must maintain balance above $2,500.00; requires at least $5.00 in a share savings account.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY $2,500 – $10,000 1.00% $10,000 – $50,000Your amount 1.15% $50,000 – $100,000 1.25% $100,000 and up 1.50% Rate checked
More details - Empower Federal Credit UnionPremium Money MarketPremium Money Market · $2,500 min · 1.05%–2.35% by balance
Credit union · 23 branches
1.15%APY$115 a year on $10,0001.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY $2,500 – $10,000 1.05% $10,000 – $250,000Your amount 1.15% $250,000 and up 2.35% Rate checked
More details - 1.10%APY$110 a year on $10,000with conditions
Requirements
Product: Pairs with Kasasa checking account; monthly checking rewards are transferred to Kasasa Saver.
Offer: Qualifying APY when monthly qualifications are met. No minimum balance or service fee.
Qualified rate · No monthly fee
Rate checked
More details - 1.05%APY$105 a year on $10,000
Requirements
Product: Variable rate account. Rates may change after account opening. Fees may reduce earnings.
Offer: Variable rate account. Rates may change after account opening. Fees may reduce earnings.
0.11% interest rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Maximum Impact Savings™ Balance APY Up to $100 0.11% $100 and upYour amount 1.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
717 accounts at 293 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.72%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 5 branches
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch