Credit union · NCUA insured
UHS Employees Federal Credit Union Savings Rates
UHS Employees Federal Credit Union’s best savings rate is 1.15% APY on $10,000, with its Premier Money Market Account. Rates checked October 16, 2026.
How UHS Employees Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Binghamton, NY, where UHS Employees Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
UHS Employees Federal Credit Union
1.15%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $115
Premier Money Market Account
Top rate
Peoples Security Bank & Trust
3.00%APY
- Minimum
- $25
- Earns on $10,000 a year
- $300
2nd-highest rate
GHS FCU
1.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $125
UHS Employees Federal Credit Union savings score
86
Savings score
Higher than 74% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.15%
- $100,000 balance$100,0001.50%
- QualifiedQualified1.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where UHS Employees Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Money Market Account
1.15%APY
Requires opening and maintaining a balance of at least $2,500.00 at all times. Must maintain at least $5.00 in a share savings account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Must maintain balance above $2,500.00; requires at least $5.00 in a share savings account. | 1.00% | — | Must maintain balance above $2,500.00; requires at least $5.00 in a share savings account. |
| $10,000 – $50,000Must maintain balance above $2,500.00; requires at least $5.00 in a share savings account. | 1.15% | $115 | Must maintain balance above $2,500.00; requires at least $5.00 in a share savings account. |
| $50,000 – $100,000Must maintain balance above $2,500.00; requires at least $5.00 in a share savings account. | 1.25% | — | Must maintain balance above $2,500.00; requires at least $5.00 in a share savings account. |
| $100,000 and upMust maintain balance above $2,500.00; requires at least $5.00 in a share savings account. | 1.50% | — | Must maintain balance above $2,500.00; requires at least $5.00 in a share savings account. |
Sources (3)
- cuonlineuhs.org/rates/dividend-rates
- cuonlineuhs.org/accounts/premier-money-market
- cuonlineuhs.org/wp-content/upl…e-Sheet-v.2026.09.01.pdf
All captured Oct 16, 2026
Savings Account
0.50%APY
Dividends accrue on balances of $25.00 or more.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.10% | — |
| $1,000 – $10,000 | 0.25% | — |
| $10,000 and up | 0.50% | $50 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Holiday Club
0.25%APY
Automatic transfer to share draft/share account after October 1st. Early withdrawal fee $10 before October 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Fee of $10.00 for early withdrawals before October 1st.Over $0 | 0.25% | $25 | Fee of $10.00 for early withdrawals before October 1st. |
Sources (2)
All captured Oct 16, 2026
Who can join UHS Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Aramark who work at United Health Services, Inc. facilities in Broome County, New York are eligible for membership.
- Employees of Broome Nurse Practitioners, PC are eligible for membership.
- Employees of UHS Employees Federal Credit Union are eligible for membership.
- Employees of Diabetic Care Associates who work in, or are paid or supervised from Binghamton, New York are eligible for membership.
- Employees of Guthrie Clinic who work in Vestal or Maine, NY are eligible for membership.
- Employees of Morris Protective Services, Inc. who work at United Health Services facilities in Broome County, New York are eligible for membership.
11 more ways to join
Employers and groups
- Employees of Park Avenue Associates in Radiology, PC/d/b/a Southern Tier Imaging are eligible for membership.
- Employees of Plastic Surgeons of Southern Tier, P.C. who work in Binghamton, NY are eligible for membership.
- Persons retired as pensioners or annuitants from any qualifying employment are eligible for membership.
- Employees of Sodexho Health Care Services who work at United Health Services, Inc. facilities in Broome County, New York are eligible for membership.
- Employees of Tier Orthopedic Associates, P.C. who work in Binghamton, NY are eligible for membership.
- Employees, doctors, medical staff, technicians, and volunteers of United Health Services Inc. and its specified affiliates in Binghamton, Johnson City, or Endicott, New York are eligible for membership.
- Employees of United Med. Management or United Medical Associates, P.C. who work and are paid from Johnson City, NY are eligible for membership.
Family and household
- Immediate family members (including spouse, child, sibling, parent, grand/step relatives, foster children) and household members living in the same residence with a current credit union member are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Other ways
- Any corporate or legal entity listed within the qualifying groups is eligible for membership.
- Organizations composed of members of the credit union or persons within the field of membership are eligible for membership.
Membership information collected October 5, 2026.