Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in New Mexico
- Financial Security CUMembership Account / Regular SharesSavings · $26 min · 0.10%–0.25% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Bring in $26 ($25 enables ownership of 5 shares of FSCU and member-owner status; includes one-time entrance fee of $1.00). Minimum documentation required: valid government-issued identification, date of birth, and Social Security number. Minimum balance must be met to earn dividends. Account transfer limitations apply.
Offer: Minimum balance must be met to earn dividends. Account transfer limitations apply.
0.10% interest rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Membership Account / Regular Shares Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.15% $50,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Variable rate account; interest rate and APY may change after opening. Minimum daily balance over $200 waives the $2.00 monthly fee. Under $200 has a $2.00 per month fee.
Offer: Minimum daily balance over $200 has no monthly fee; under $200 incurs $2.00/month fee. Rates page lists $100 minimum to open and states no minimum balance required to obtain APY.
0.15% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Initial deposit of $25 is required to establish membership and must remain in the account; refunded upon account closure. You must have a share (savings) account to have other OFCU products or services.
Offer: $1.00 monthly fee assessed if balance falls below the required $25. APY is earned if dividends remain in the account for one year. Dividends are computed daily, compounded, and paid monthly.
0.15% interest rate · $1 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Key account for membership at White Sands Federal Credit Union; must be kept open to continue active membership.
Offer: Dividend rate (APR) is 0.15%. Minimum average daily balance required to obtain APY and avoid service fee.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Save for a special purchase and name account accordingly. No minimum deposit required to open.
Offer: Earns dividends on all balances / entire balance.
0.15% interest rate · Effective Jun 8, 2026
Rate checked
More details - Del Norte Credit UnionPrimary Savings AccountSavings · $5 min · 0.10%–0.20% by balance
Credit union · 9 branches
0.10%APY$10 a year on $10,000Requirements
Product: Variable rate account; rate may change after account opening. Minimum balance to open of $5.00. Fees may reduce earnings.
Offer: Minimum average daily balance to obtain APY is $5.00.
0.10% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Primary Savings Account Balance APY Up to $2,000 0.10% $2,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arizona (AZ), Colorado (CO), Kansas City / Missouri (KC), and standard deposit rates schedule. Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.10% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Serves as share of ownership in Zia Credit Union. $25 minimum balance required to maintain credit union membership. Dividends are earned on the average daily balance for the month.
0.05% interest rate · No monthly fee · Effective Nov 14, 2022
Rate by balance
Rate by balance for Share Savings Balance APY Up to $1,999 0.05% $1,999 – $3,999 0.05% $3,999 – $39,999Your amount 0.10% Over $39,999 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Unlimited transactions and free withdrawals.
Offer: No Minimum Amount To Open. No Low Balance Fee. Free Withdraws. Must have a minimum $100.00 balance in order to accumulate dividends. Rates are variable and may change after the account is opened.
0.10% interest rate · No monthly fee · Effective Jan 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: No Minimum Amount To Open. No Low Balance Fee. Free Withdraws. Must have a minimum $100.00 balance in order to accumulate dividends. Rates are variable and may change after the account is opened.
0.10% interest rate · No monthly fee · Effective Jan 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Subject to membership eligibility. One-time fee of $1.
Offer: Must have a minimum $100.00 balance in order to accumulate dividends. Rates are variable and may change after the account is opened.
0.10% interest rate · Effective Jan 6, 2026
Rate checked
More details - Guadalupe Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.10%–0.30% by balance
Credit union · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: Subject to membership eligibility. Minimum daily balance of $1,000 required. Up to 3 free check withdrawals or 6 total withdrawals/transfers per month ($5.00 fee per additional withdrawal). $100 minimum per withdrawal ($5.00 fee for withdrawals under this amount). Low balance fee applies if minimum balance is not met.
Offer: Rates are variable and may change after the account is opened. Minimum $100.00 withdrawal. Maintain minimum balance to avoid monthly low balance fee.
0.10% interest rate · Effective Jan 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000Your amount 0.10% $10,000 – $25,000 0.15% $25,000 – $50,000 0.25% Over $50,000 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires an active WaFd checking account to open. Maximum of three Start Savings accounts per Taxpayer Identification Number (TIN). Variable blended rate.
Offer: Tier 1 blended rate for balances $0 to $500. Requires an active checking account to open.
Qualified rate · 4.88% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Start Savings Balance APY Up to $500 5.00% $500 – $1,000 2.50% $1,000 and upYour amount 0.10% Rate checked
More details - Sandia Area Federal Credit UnionTraditional SavingsSavings · $100 min · 0.05%–0.15% by balance
Credit union · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: Sandia Area membership is required. No monthly maintenance fees. Required to establish membership. A low minimum balance of $5 is required.
Offer: Dividends are compounded and credited monthly.
0.05% interest rate · No monthly fee · Effective Jul 27, 2022
Rate by balance
Rate by balance for Traditional Savings Balance APY $100 – $999 0.05% $1,000 – $49,999Your amount 0.10% $50,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Mexico
150 accounts at 62 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 1.79%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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New Mexico
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Sandia Area Federal Credit UnionCredit union · 7 branches
- State Employees Credit UnionCredit union · 8 branches