Bank · FDIC insured
Lea County State Bank Savings Rates
Lea County State Bank’s best savings rate is 0.15% APY on $10,000, with its Savings Account. Rates checked October 22, 2026.
How Lea County State Bank’s savings rates compare
Compared with banks and credit unions near Hobbs, NM, where Lea County State Bank has the most branches. $10,000, best rate first.
This bank’s best
Lea County State Bank
0.15%APY
- Minimum
- $50
- Earns on $10,000 a year
- $15
Savings Account
Top rate
WaFd Bank
3.82%APY
- Minimum
- $0
- Earns on $10,000 a year
- $382
2nd-highest rate
First National Bank Texas
2.00%APY
- Minimum
- $0
- Earns on $10,000 a year
- $200
Lea County State Bank savings score
67
Savings score
Higher than 20% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lea County State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.05%APY
Variable rate account; rate may change after opening. Interest accrues on all collected balances and is paid on the entire balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.02% | — |
| $10,000 – $24,999 | 0.05% | $5 |
| $25,000 – $99,999 | 0.10% | — |
| $100,000 and up | 0.20% | — |
Sources (1)
- onlinelcsb.com/rates · captured Oct 3, 2026
Savings Account
0.15%APY
Variable rate account; interest rate and APY may change after opening. Minimum daily balance over $200 waives the $2.00 monthly fee. Under $200 has a $2.00 per month fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum daily balance over $200 has no monthly fee; under $200 incurs $2.00/month fee. Rates page lists $100 minimum to open and states no minimum balance required to obtain APY.Any balance | 0.15% | $15 | Minimum daily balance over $200 has no monthly fee; under $200 incurs $2.00/month fee. Rates page lists $100 minimum to open and states no minimum balance required to obtain APY. |
Sources (2)
All captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.