Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Maryland
- 0.30%APY$30 a year on $10,000
0.30% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Jarrettsville FederalMoney Market AccountMoney Market Account · $0 min · 0.15%–3.40% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Accounts available for Maryland and Pennsylvania residents only; all other are on a case by case basis. All applicants must physically come to location to open account.
Offer: Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY.
0.15% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.15% $2,500 – $24,999Your amount 0.25% $25,000 – $49,999 0.35% $50,000 – $99,999 0.60% $100,000 – $249,999 1.00% $250,000 – $499,999 1.25% $500,000 – $999,999 1.70% $1,000,000 – $1,499,999 2.40% $1,500,000 and up 3.40% Rate checked
More details - Orrstown BankPreferred Money Market AccountPreferred Money Market Account · $0 min · 0.01%–1.66% by balance
Bank · 8 branches
0.25%APY$25 a year on $10,000Requirements
Product: Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. See fee schedule for details. Minimum balance based on average daily balance. Certain features require enrollment and your account in good standing; fees may apply. Please see your account terms and conditions. Monthly maintenance fee may be avoided by maintaining the minimum balance requirement.
Effective Sep 21, 2026
Rate by balance
Rate by balance for Preferred Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.25% $15,000 – $35,000 0.30% $35,000 – $100,000 0.45% $100,000 – $300,000 1.21% $300,000 – $1,000,000 1.51% $1,000,000 and up 1.66% Rate checked
More details - Orrstown BankPersonal Money Market AccountPersonal Money Market Account · $50 min · 0.01%–1.66% by balance
Bank · 8 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum account balance to earn APY is $50. Accounts below $2,500 earn 0.01% APY.
Offer: Minimum account balance to earn APY is $50. Accounts below $2,500 earn 0.01% APY.
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.25% $15,000 – $35,000 0.30% $35,000 – $100,000 0.45% $100,000 – $300,000 1.21% $300,000 – $1,000,000 1.51% $1,000,000 and up 1.66% Rate checked
More details - Destinations Credit UnionPREFERRED SavingsSavings · $15 min · 0.10%–0.25% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Exclusively offered to PREFERRED Rewards Checking members. All PREFERRED Rewards Checking qualifications must be met. Variable dividends. No monthly maintenance fee. Free online banking, mobile banking, and eStatements. $15 deposit to open.
Offer: Available only with PREFERRED Rewards Checking. Balance up to $10,000.
Qualified rate · 0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for PREFERRED Savings Balance APY Up to $10,000Your amount 0.25% Over $10,000Blended APY ranges from 0.10% to 0.15%. Stated dividend rate is 0.10%. 0.10%* Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Requires $50 minimum deposit to open, enrollment in online banking, electronic statements, an active CNB Bank debit card, and maintaining a valid email address. Limit one account per primary account holder SSN. No recurring monthly service charges.
Offer: Earned on balances up to and including $10,000 when linked Kasasa Cash or Kasasa Cash Back qualifications are met during the Monthly Qualification Cycle.
Qualified rate · No monthly fee · Effective Jul 26, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $10,000 0.50% $10,000 and upYour amount 0.25%* Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Minimum opening balance of $2,500. $20 monthly fee if monthly balance falls below $2,500.
Offer: Monthly balance of $2,500 to avoid $20 fee.
0.25% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $500,000 1.25% $500,000 – $1,000,000 2.10% $1,000,000 – $1,500,000 3.10% $1,500,000 and up 3.60% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Offers deposit accounts to residents in the Maryland communities served by Rosedale Bank branches.
0.25% interest rate · No monthly fee
Rate checked
More details - Money One Federal Credit UnionInsured Money Market AccountInsured Money Market Account · $2,500 min · 0.05%–1.25% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: $2,500 minimum to earn dividends. No monthly service fee. Six free monthly withdrawals. Free eStatements.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY $2,500 – $9,999 0.05% $10,000 – $19,999Your amount 0.25% $20,000 – $99,999 0.50% Over $100,000 1.25% Rate checked
More details - MECU Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.00%–0.40% by balance
Credit union · 9 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum balance in order to earn stated APY. Fees could reduce earnings on the account. Rate may change after the account is opened. Federally insured by NCUA.
Offer: Minimum balance in order to earn stated APY. Rate may change after the account is opened. Fees could reduce earnings.
Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 0.00% $500 – $10,000 0.20% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $75,000 0.30% $75,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - LM Federal Credit UnionShare (Savings) Account (Primary & Secondary)Savings · $100 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are paid quarterly on daily balances of $100 or greater. Maintain a $300 balance to avoid excess withdrawal fees. Up to 6 preauthorized, automatic, or telephone transfers permitted per month. Secondary share accounts are available to segregate funds.
Offer: Dividends compounded and credited quarterly based on daily balance. Minimum balance to avoid monthly service fee is $25.00.
0.25% interest rate · Effective Sep 4, 2026
Rate checked
More details - LM Federal Credit UnionShare (Savings) Account (Primary & Secondary)Savings · $100 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are paid quarterly on daily balances of $100 or greater. Maintain a $300 balance to avoid excess withdrawal fees. Up to 6 preauthorized, automatic, or telephone transfers permitted per month. Secondary share accounts are available to segregate funds.
Effective Oct 3, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Minimum balance of $100.00 to avoid a monthly service charge. Variable rate subject to change.
0.25% interest rate · Effective Oct 2, 2026
Rate checked
More details - Harford BankCommunity Money Market AccountCommunity Money Market Account · $100 min · 0.20%–3.60% by balance
Bank · 9 branches
0.25%APY$25 a year on $10,000Requirements
Product: Variable rate account; rates and yields are subject to change without notice after account opening. Fees may reduce earnings.
0.20% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Community Money Market Account Balance APY Up to $9,999 0.20% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.40% $50,000 – $99,999 0.75% $100,000 – $249,999 1.00% $250,000 – $499,999 1.25% $500,000 – $999,999 1.30% $1,000,000 – $4,999,999 2.00% $5,000,000 and up 3.60% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maryland
290 accounts at 105 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.96%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.20%
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Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches