Bank · FDIC insured
Harford Bank Savings Rates
Harford Bank’s best savings rate is 0.25% APY on $10,000, with its Community Money Market Account. Rates checked October 22, 2026.
How Harford Bank’s savings rates compare
Compared with banks and credit unions near Baltimore, MD, where Harford Bank has the most branches. $10,000, best rate first.
This bank’s best
Harford Bank
0.25%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $25
Regular Statement Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
CFG Bank
4.05%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $405
Harford Bank savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Harford Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Community Money Market Account
0.25%APY
Variable rate account; rates and yields are subject to change without notice after account opening. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.20% | — |
| $10,000 – $24,999 | 0.25% | $25 |
| $25,000 – $49,999 | 0.40% | — |
| $50,000 – $99,999 | 0.75% | — |
| $100,000 – $249,999 | 1.00% | — |
| $250,000 – $499,999 | 1.25% | — |
| $500,000 – $999,999 | 1.30% | — |
| $1,000,000 – $4,999,999 | 2.00% | — |
| $5,000,000 and up | 3.60% | — |
Sources (1)
- harfordbank.com/Personal/Checking/Interest-Rates · captured Oct 4, 2026
Regular Statement Savings
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance of $100.00 to avoid a monthly service charge. Variable rate subject to change.Any balance | 0.25% | $25 | Minimum balance of $100.00 to avoid a monthly service charge. Variable rate subject to change. |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.