Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in Maryland
- WEPCO Federal Credit UnionShare Savings AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Available to members who live, work, worship, or attend school in Allegany or Garrett Counties in MD or Mineral, Preston, or Tucker Counties in WV. Must deposit and maintain a $5.00 balance.
0.00% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $100 0.00% $100 – $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $75,000 0.05% $75,000 and up 0.05% Rate checked
More details - WEPCO Federal Credit UnionSpecial Savings AccountSavings · $0 min · 0.00%–0.05% by balance
Credit union · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: No minimum deposit or balance requirements to open.
0.00% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Special Savings Account Balance APY Up to $100 0.00% $100 – $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $75,000 0.05% $75,000 and up 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Rates valid through 2026-08-31.
Offer: Rate applies to daily balance of at least $1,000.
Promotional rate · 0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are compounded and credited quarterly. Must be opened with a minimum $5 deposit; must maintain a minimum $100 balance to earn advertised APY.
Offer: Must maintain a minimum $100 balance to earn advertised APY. Minimum $5 deposit to open. (Table displays Minimum to Open $0, footnote specifies $5 minimum deposit to open).
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Foundation of credit union membership. Dividends compounded and credited quarterly. No monthly maintenance fee.
Offer: Must maintain a minimum $100 balance to earn the advertised APY. Minimum $5 deposit required to open.
0.05% interest rate · No monthly fee
Rate checked
More details - Andrews Federal Credit UnionOnline Savings AccountSavings · $0 min · 0.05%–5.00% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000intro rateRequirements
Product: Must be opened through online or mobile banking (Digital Banking). Dividends credited and compounded monthly. Maximum balance is $250,000. Limit one per member with promotional rate.
Offer: Promotional rate on first $1,000.
Promotional rate · 4.89% interest rate · Compounded monthly
Rate by balance
Rate by balance for Online Savings Account Balance APY Up to $1,000 5.00% Over $1,000Your amount 0.05%* Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be a credit union member. Requires an active Kasasa Cash or Kasasa Cash Back checking account. No recurring monthly maintenance charges or fees to open or close. Limit of one account type per member. Not for commercial purposes.
Offer: Base rate applied to entire balance if monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 of $10 opening cost is deposited into share account, $5 covers membership fee. A Regular Share Account is required to maintain membership.
Offer: Rates set quarterly; term daily. $10 monthly service charge applies if combined minimum balance of $250 is not maintained after first six months of membership.
0.05% interest rate · $10 monthly fee
Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $2.00 monthly balance fee is imposed each statement cycle if the average daily balance falls below $50.00. Statement processing fee applies unless enrolled in online banking and paperless statements.
Offer: $2.00 monthly balance fee waived if average daily balance is $50.00 or more.
0.05% interest rate · $2 monthly fee · Effective Aug 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes credit union membership. Minimum balance to earn stated dividends is $5.00. Dividends compound and credit monthly.
Offer: Minimum balance to earn dividends is $5.00.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Automatic transfers from an ENB checking account available. Subject to $5 monthly maintenance fee unless minimum balance requirement is met.
Offer: $5 monthly maintenance fee is waived with a $100 minimum balance. $0 minimum amount to earn interest. Fees may reduce earnings.
0.05% interest rate · $5 monthly fee · Effective Sep 29, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Avoid a $5 monthly service charge with a $250 minimum daily balance. Minimum balance requirement waived for customers under 18.
Offer: Avoid $5 monthly service fee with a $250 minimum daily balance. Minimum balance waived for customers under 18.
0.05% interest rate · $5 monthly fee · Effective Jun 7, 2023
Rate by balance
Rate by balance for Basic Savings Account Balance APY Up to $100,000Your amount 0.05% $100,000 – $250,000 0.10% $250,000 and up 0.15% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable interest rate. Interest is compounded daily and credited monthly. Maximum of 6 transfers per month.
Offer: $5 monthly service charge if balance falls below $50.
Compounded daily · $5 monthly fee · Effective Oct 21, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 113 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maryland
290 accounts at 105 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.96%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.20%
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Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches